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Lending Stream: Short-term loan reviews

Name: Short-term loan
Rating: 4.89 (2495 reviews)

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4.93

Based on 2,495 reviews, last reviewed 6th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent customer service and support They helped me when I really needed it,plus let me have a payment holiday when needed.just excellent service. Thank you Reviewed on: 6th September 2025

Latest lowest rating:

1

The company that treats valued customers badly If you pay off your loans on time and without missing any payments they don’t loan to you again simple as that. Reviewed on: 3rd July 2025

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About this product

Lending Stream offer short-term loans.

With a Lending Stream short-term loan, you can repay in six monthly instalments and there are no charges for early repayment. You can apply online and money is sent to your bank account quickly if you’re approved.

Lending Stream short-term loan reviews help you find out what it’s really like to be a customer. If you’ve used Lending Stream before, you can also leave a review and share your experience.

Lending Stream Short-term loan reviews (2495)

Review of the Lending Stream, Short-term loan:

Awful Customer Service & Complaints Department

Lending stream offered me unaffordable loans. I made a complaint to the Financial Ombudsman who upheld my complaint. As part of putting things right, the Financial Ombudsman told Lending Stream they must remove adverse information from my credit report. This ruling was made in early 2020. Fast forward to 2022, the adverse information is still on my credit report. I contacted the complaints department and was told this would be rectified and would take 30 - 45 days. Fast forward again another 50 days and this information is still on my credit report. When I contact customer services they are no use. They claim the complaints department does not have a telephone number and can only be contacted via email. They claim they cannot transfer my call to their supervisor/manager. I was told by one agent that a supervisor/manager would call me back, and surprise surprise I never received a call back. I asked yet another agent what professional/trade bodies this company is a part of and they told me they weren't a member of any. Their website says differently. The agent could not confirm nor deny whether they were a member. If I don't receive a satisfactory response from this company I will have no choice but to raise my complaint to the Financial Ombudsman again, and I will also raise complaints to the Information Commissioners Office and any trade bodies this company might be a part of. Reviewed on: 3rd March 2022

Easy process clear terms and great communication

Easy process clear terms and great communication Reviewed on: 3rd July 2025

Money received straight away, was given my decision...

Money received straight away, was given my decision in minutes, was very straight forward and simple to apply and simple and affordable paying back. Reviewed on: 3rd July 2025

Very easy and quick, no issues.

Very easy and quick, no issues. Fast payment Reviewed on: 3rd July 2025

Very easy application and fantastic customer service

Very easy application and fantastic customer service Reviewed on: 3rd July 2025

Easy process throughout and very user friendly

Easy process throughout and very user friendly Reviewed on: 3rd July 2025

I have bad credit due to debts from redundancy few y...

I have bad credit due to debts from redundancy few years ago leanding stream gave me loan and chance to improve my score Reviewed on: 3rd July 2025

The whole process of getting a short term loan is ma...

The whole process of getting a short term loan is made very easy by lending stream and the follow up with emails is exceptionally good Reviewed on: 3rd July 2025

Really easy to use.

Really easy to use....kept me updated really happy with there service Reviewed on: 3rd July 2025

Easy process and very easy to manage the account

Easy process and very easy to manage the account Reviewed on: 3rd July 2025

Very helpfull.

Very helpfull.found applying very straight forward Reviewed on: 3rd July 2025

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