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Finio Loans (formerly Likely Loans): Personal loan reviews

4.85
Based on 3,894 reviews, last reviewed 12th Jan 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Clear, simple and easy to manage Finio Loans offered a simple and transparent borrowing experience. I found the online application easy to complete, and the communication throughout w... Read more Reviewed on: 12th January 2026
Dee's avatar
Dee

Latest lowest rating:

1

Big mistake, poor system. Took me months to build my bank account back on track. The company system messed it all up for me and put me back to where it all started and even mor... Read more Reviewed on: 4th November 2020
Sudhir 's avatar
Sudhir

About this product

With Finio Loans, you can borrow between £1,000 and £5,000.

Finio Loans can be used for all needs including home improvements, debt consolidation, weddings and car loans. You can check your eligibility for a loan before you apply so it won't affect your credit score.

Finio Loans reviews help you find out what it’s really like to be a customer. If you’ve used Finio Loans before, you can also leave a review and share your experience.

Finio Loans (formerly Likely Loans) Personal loan reviews (3894)

Review of the Finio Loans (formerly Likely Loans), Personal loan:

Fast, friendly and efficient.

5
Likely Loans offered straight forward advice in an uncomplicated and efficient manner. The interest rate is much less than other lenders in the same area. Their communications are friendly and easy to understand and the employees appear knowledgeable and interested. Reviewed on: 3rd April 2017

Good. Easy to Get hold off

3
Professional company who listen. Reviewed on: 24th April 2019

Excellence

5
Very quick and easy to apply get answers straight away and money within few days payments made to tailor affordability Reviewed on: 24th April 2019

Great service

5
Very easy to use website, instant decision and affordable monthly repayments. Very happy with this service. Reviewed on: 24th April 2019

Awesome

5
I had an amazing experience with likely loans and I will use them again as well as recommend them. Every ran smoothly from start to finish. Very efficient company. Well done. Reviewed on: 24th April 2019

Overall easy and simple

5
From start to finish it was easy and clear any questions I had where answered . Reviewed on: 24th April 2019

Friendly and efficient

5
Easy non judgemental process with fast response Reviewed on: 24th April 2019

Easy friendly great service

5
I have had no problems applying or getting a loan from the likely loans team great service ***** Reviewed on: 24th April 2019

Great and responsible lender

5
I found the company easy to deal with They were very quick in dealing with my application and gave me the impression that they would be very upfront and responsible in approving my loan I am very pleased with the fairness of the rates I have received and I would certainly recommend them to friends and family Reviewed on: 23rd April 2019

Good service

4
Service was polite,efficient and friendly. Reviewed on: 23rd April 2019

Likely to be the best personal loan provider

5
Easy application process, good interest rates, kept informed with regard to repayments and it was straightforward to change the payment date to suit me. Reviewed on: 23rd April 2019