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London Capital Credit Union: Savings reviews

Name: Savings
Rating: 4.689581333155540262 (1438 reviews)

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4.69

Based on 1,431 reviews, last reviewed 22nd Jun 2026

52900% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

85%

11%

Latest highest rating:

5

Best Savings and Loans Bank for small savers I started saving with LCCU many years ago for my Travel Fund and this has enabled me to see the World! Their Customer Service has always been friendly... Read more Reviewed on: 22nd June 2026

Latest lowest rating:

2

It takes 21 days to credit payment from my salary to... It takes 21 days to credit payment from my salary to my savings account Reviewed on: 22nd June 2026

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About this product

London Capital Credit Union have a range of savings account for members.

You can start a regular savings plan from your salary, your bank account, or by using your child benefit. To apply for a London Capital Credit Union savings account, you must be a member.

London Capital Credit Union savings account reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Savings reviews (1438)

It's helped me save money which was very useful when...

It's helped me save money which was very useful when emergency expenditure occured Reviewed on: 12th July 2025

It’s a good way to get a loan and save at the same t...

It’s a good way to get a loan and save at the same time, if you get child benefit it can come straight out of it so you don’t have to worry if you don’t have funds when a payment is due. Reviewed on: 12th July 2025

Very smooth, opening the account was very easy and...

Very smooth, opening the account was very easy and there is always help on hand when you call in for enquiries. I Have never had any problems with withdrawal of funds, and Lccu has helped me so much in being more discipllined with saving money. They have great loan offers for members . Reviewed on: 12th July 2025

A Credit Union That Changed Everything fo...

A Credit Union That Changed Everything for Me When I turned to London Capital Credit Union, I was in a tough financial spot credit card debt piling up and not many options. From the moment I applied, they made me feel like a person, not a problem. Within 10 days, my loan was approved and paid out no fuss, no judgement, just real support. The staff were incredible. Friendly, understanding, and professional it’s like they knew what I needed before I even finished explaining. They explained everything clearly, never rushed me, and gave me full confidence in the process. Their interest rate was the lowest I’ve ever had, and repayments were easily set up through my payroll. I don’t worry about missed payments, I don’t feel stressed and for the first time in a long time, I’m actually saving money. That’s a huge deal. It wasn’t just a loan it was a lifeline. London Capital Credit Union gave me space to breathe again. No intimidating jargon, no hard sell—just real help, from real people. Their loan services are fair, flexible, and truly built for people, not profit. I was able to get the help I needed without being buried in stress or unfair terms. Every interaction has been smooth, professional, and full of empathy. I’ve never felt more valued or more empowered in a financial setting. This is exactly the kind of support people need right now, especially with the cost of living being what it is. They deserve to win Best Credit Union (South) and Best Credit Union Loan Provider of the Year hands down. Thank you, LCCU you’ve helped me more than you know. Reviewed on: 12th July 2025

Clear and transparent processes.

Clear and transparent processes. I was guided through my application process, communication, and the community is really great. Reviewed on: 12th July 2025

All I have to say is a big thank you because when I...

All I have to say is a big thank you because when I need money for something I always ask Credit Union and always have a positive response from them. Reviewed on: 12th July 2025

Good service

Good service and easy to access and secured Reviewed on: 12th July 2025

So far so good it is to take from salary is a guaran...

So far so good it is to take from salary is a guaranteed savings and help when need on loans and other stuff Reviewed on: 11th July 2025

I have made a couple of phone calls regarding genera...

I have made a couple of phone calls regarding general information and documentation I had to provide. And everyone I spoke to was quick, clear and efficient which made the process and understanding quick and smooth. Reviewed on: 11th July 2025

Easy to use, very good customer service

Easy to use, very good customer service Reviewed on: 11th July 2025

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