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Loqbox: Credit report and building reviews

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4.75
Based on 1,129 reviews, last reviewed 10th Mar 2026
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Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

2

Gruelling experience from my time with LOQBOX I was a Loqbox customer for nearly three years and wanted to try their credit products and was attracted by their Loqbox save feature. I have written ... Read more Reviewed on: 10th March 2026
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Sam
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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit report and building reviews (1129)

The best credit builder in the UK

5
A purpose driven firm that gives the opportunity for customers to build their credit score for free. Reviewed on: 20th August 2021
Tim Porter's avatar
Tim Porter

Brilliant idea with genuinely good intentions

5
I have found LOQBOX to be honest, helpful and customer-centric. Definitely helped my credit score!!! Reviewed on: 20th August 2021
Tamzyn Miller's avatar
Tamzyn Miller

Gamechanger

5
Amazing company with an amazing mission helping people to achieve their goals without money getting in the way Reviewed on: 20th August 2021
Dani Whitehead's avatar
Dani Whitehead

LOQBOX is a totally free credit builder

5
LOQBOX is the only credit builder that you can do for free. There are payment options, but these aren't necessary. This means that the financially disadvantaged aren't impacted further by taking the product. Reviewed on: 20th August 2021
Oliver Smith's avatar
Oliver Smith

Great product. Good score increase

5
Saw a good increase in meg score and managed to save over a year Reviewed on: 20th August 2021
Arthur2971's avatar
Arthur2971

LOQBOX has the consumer at its heart providing the only free way to build your credit score in the UK and the US

5
Nice, clear proposition. Good customer support. Reviewed on: 19th August 2021
Gregor's avatar
Gregor

Does what it says!

5
This company helped improve my credit score by 150 points Reviewed on: 17th August 2021
Natasha Frances's avatar
Natasha Frances

Love LOQBOX

5
Easy to use, great results and no credit check needed Reviewed on: 17th August 2021
Katy Ringsdore's avatar
Katy Ringsdore

Accomplishment for improving credit score

5
Using LOQBOX for the first time helped me save money at the same time improve my credit score. I have some way to go but my credit score is climbing This could not of happened without the support set ice and dedicated team at LOQBOX I have recommended them to friends and family. Thank you loqbox for your continued support. Reviewed on: 15th June 2021
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Stuart

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