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Loqbox: Credit score builder reviews

4.76
Based on 1,127 reviews, last reviewed 22nd Nov 2025
100% decrease in 5 star reviews
in the past 90 days
86% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

1

Loqboc is misleading and dishonest - AVOID In my personal experience, Loqbox is the most misleading financial products I’ve ever used. I believed I was signing up for a simple tool to help imp... Read more Reviewed on: 22nd November 2025
Mr RM's avatar
Mr RM

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit score builder reviews (1127)

Awful

1
If u ever need to cancel and get ur money back they charge u £30 to get it to ur account or open another account which u I can't. The custo.er service takes ages and then the eventually offer u a stupid card which u just cancel anyways but its charged to ne postaged. Don't expect ur money for a while Reviewed on: 17th September 2021

Ending financial exclusion!

5
LOQBOX offer an awesome opportunity to save and grow your credit at the same time, fantastic product experience! Reviewed on: 27th August 2021

Solid service

5
Love the mission and what the company stands for. Reviewed on: 26th August 2021

Amazing

5
Great product and company - love it Reviewed on: 25th August 2021

Brilliant service

5
Great experience, helped to build up my credit score/history over a year & lovely customer service. Reviewed on: 24th August 2021

A credit builder that also teaches you how to use credit

5
A credit builder shouldn't be a magic bullet, to gain access to better credit you should also be taught how credit works and the risks. LOQBOX does just that as well as helping you save and it does it all for free! Reviewed on: 24th August 2021

Awesome company

5
LOQBOX is a really unique product idea, and makes a really big difference to how you build your financial health, your credit score and build a nice pot of savings. Excellent service. Reviewed on: 24th August 2021

Easy peasy

5
An easy and free way to save money and boost credit score Reviewed on: 20th August 2021

The best credit builder in the UK

5
A purpose driven firm that gives the opportunity for customers to build their credit score for free. Reviewed on: 20th August 2021

Brilliant idea with genuinely good intentions

5
I have found LOQBOX to be honest, helpful and customer-centric. Definitely helped my credit score!!! Reviewed on: 20th August 2021

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