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Loqbox: Credit building reviews

Name: Credit building
Rating: 4.56 (1929 reviews)

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4.56

Based on 1,929 reviews, last reviewed 17th Jul 2026

68000% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

85%

Latest highest rating:

5

Great for saving money, easy to use. Great for saving money, easy to use. Slowly building my credit score back up. Reviewed on: 17th July 2026

Latest lowest rating:

1

You charge me 4 times and I do not get anything try... You charge me 4 times and I do not get anything try to cancel but nothing happens try to contact and no one answers Reviewed on: 13th July 2026

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About this product

Loqbox membership is an all-in-one service to help build your financial health.

You can build your credit score, grow your savings and gain a better understand about the world of money. You'll need to pay a low monthly fee for full Loqbox membership.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit building reviews (1929)

Review of the Loqbox, Credit building:

It has been great for me, saving while also building...

It has been great for me, saving while also building my credit score Reviewed on: 16th April 2024

Loqbox really has helped improve my credit score to...

Loqbox really has helped improve my credit score to now above average. This was after my bankruptcy period ended Reviewed on: 24th June 2025

Clear helpful advice made me less anxious

Clear helpful advice made me less anxious Reviewed on: 24th June 2025

Lowboy is helping me get back into saving each month...

Lowboy is helping me get back into saving each month after not bothering for a while. I now now after 12 months I will have money put away in case anything crops up in the future. I will now carry on each month Reviewed on: 24th June 2025

Loqbox help me manage my money and buliding my credi...

Loqbox help me manage my money and buliding my credit score , and they have a very nice customer service Reviewed on: 24th June 2025

Great experience I had with this company app great r...

Great experience I had with this company app great results. Reviewed on: 24th June 2025

Simple, Effective, and No Risk

I’ve been using Loqbox for a few months now and it’s been a really smooth and helpful experience. I wanted to build or improve my credit score without taking out a credit card or loan, and Loqbox felt like a safe, low-risk way to do that. The concept is really clever: you “save” money each month, and they report those payments as if you were repaying a loan—so it builds your credit history. Then at the end of the year (or earlier if you choose), you get all your savings back. It felt like a win-win, and I appreciated that there was no interest or debt involved. Their app and dashboard are really easy to use, and I was pleasantly surprised at how quickly my credit score started to improve. It also gave me a bit more discipline with saving, which was an added bonus. I’d definitely recommend Loqbox if you’re just starting out with credit, repairing it, or looking for a low-stress way to build a good score over time. Just make sure you stay consistent with your payments and don’t withdraw early unless you have to. Reviewed on: 24th June 2025

A great way to build credit.

A great way to build credit. Highly recommend Reviewed on: 24th June 2025

I needed help to boost my credit score and Loqbox ca...

I needed help to boost my credit score and Loqbox came to the rescue. I am happier now that I know with Loqbox and determination my score will improve . Reviewed on: 24th June 2025

I used Loqbox whilst in university and after leaving...

I used Loqbox whilst in university and after leaving ti helps keep me accountable, watch my spending, grow my credit score and also have something to look forward to at the end of the year. Its easy to navigate and I would highly recommend the app and platform. Reviewed on: 24th June 2025

Sunshine

Loqbox has been a game-changer for improving my credit score. The process was simple, and I appreciated the clear instructions throughout. It’s a great way to build credit while saving money at the same time. I noticed positive changes on my credit report within a few months. Highly recommended if you’re looking for a reliable credit-building tool! Reviewed on: 24th June 2025

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