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Loqbox: Credit building reviews

4.59
Based on 1,788 reviews, last reviewed 27th Jun 2026
56600% increase in 5 star reviews
in the past 90 days
1100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
4%

Latest highest rating:

5

Great for poor credit Good for people who want to get rid of a poor score with a couple of great benefits Reviewed on: 27th June 2026
Holly 's avatar
Holly

Latest lowest rating:

1

terrible amd wouldnt reckonmemd to anyone okay so do... terrible amd wouldnt reckonmemd to anyone okay so dont ask for another review Reviewed on: 15th June 2026
Travis Lally's avatar
Travis Lally

About this product

Loqbox membership is an all-in-one service to help build your financial health.

You can build your credit score, grow your savings and gain a better understand about the world of money. You'll need to pay a low monthly fee for full Loqbox membership.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit building reviews (1789)

Logbox really helps me a lot and I will surely recom...

5
Logbox really helps me a lot and I will surely recommend my friends Reviewed on: 7th June 2025

Excellent and essential

5
Excellent and helpful you grow werry fast Reviewed on: 7th June 2025

Highly recommended and worth the time/investment

5
Great way to build your credit score started using this app about 2 years ago and went from 425 to 850 and I’m sure I paid a little more for the extra features I would have gotten my credit score to be a lot higher! Reviewed on: 7th June 2025

Brilliant clearly laid out and and great direction

5
Brilliant clearly laid out and and great direction Reviewed on: 7th June 2025

Loqbox Worked for Me!

4
I’ve been using Loqbox for the past 8 months and I’m genuinely pleased with the results. I signed up to help build my credit score while setting aside some monthly savings, and it’s done exactly that. My credit score has improved steadily over this period, and I now have a clearer credit history across all three credit reference agencies. The setup was straightforward – I chose how much to save each month, and Loqbox treated that like a 0% loan, reporting my monthly repayments as if I were paying off credit. At the end, I was able to unlock all my savings in full. What I liked most: No interest or hidden charges if you choose the free option It reports to all three credit agencies (Experian, Equifax, and TransUnion) Easy to use and manage from the app or website A good way to create a habit of saving consistently One minor downside is that you either need to open an account with one of their partner banks to withdraw your savings for free or pay a small fee to transfer it to your own bank – I chose the free route and it worked fine. Overall, I’d definitely recommend Loqbox to anyone who wants to build their credit responsibly and doesn’t want to take out high-risk credit products. It’s especially useful for people with little or no credit history. Reviewed on: 7th June 2025

Loqbox is being compare

5
Loqbox is consumer friendly and very easy to use. Benefits from the service are excellent and apply to the aspects that are fundamental to stabilize and promote financial stability. I love loqbox and have recommended it to my partner and other work colleagues. Reviewed on: 7th June 2025

This app aha helped me meet my savings target

5
This app aha helped me meet my savings target Reviewed on: 7th June 2025

Very easy to set up and navigate.

5
Very easy to set up and navigate. My credit score has improved greatly, would recommend over and over to family and friends. Reviewed on: 7th June 2025

Loqbox will give you on the long run joy.

5
Well Loqbox was an app I used without having any expectation other than make my money safe. it has been one of the reasons why my credit score make a whole lot of sense. I do not just like the idea that you have to open an account to get your money or let go of some quids to get it sent to your main account. What’s the essence of the withdrawal charges when you held my money for 1 whole year! Reviewed on: 7th June 2025

Good service and helpful very happy with my experience

5
Good service and helpful very happy with my experience Reviewed on: 7th June 2025

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