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Loqbox: Credit building reviews

View other Loqbox products
4.59
Based on 1,774 reviews, last reviewed 23rd Jun 2026
55500% increase in 5 star reviews
in the past 90 days
1100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
4%

Latest highest rating:

5

Awesome credit builder Really easy to set up , everything was explained in a clear manor great way of helping my credit grow would recommend Reviewed on: 23rd June 2026
D T's avatar
D T

Latest lowest rating:

1

terrible amd wouldnt reckonmemd to anyone okay so do... terrible amd wouldnt reckonmemd to anyone okay so dont ask for another review Reviewed on: 15th June 2026
Travis Lally's avatar
Travis Lally
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About this product

Loqbox membership is an all-in-one service to help build your financial health.

You can build your credit score, grow your savings and gain a better understand about the world of money. You'll need to pay a low monthly fee for full Loqbox membership.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Review Loqbox: Credit building now

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Loqbox Credit building reviews (1775)

Very terrible experience with closing Loqbox savings.

1
Very terrible experience with closing Loqbox savings. You are force to open a new bank account with their partner which was described as Loqbox agreement by taking out Loqbox products which was highlighted to their customers instead they described it as easy to close and walk away with your savings. Customers where not told saving with Loqbox will be recorded as loans. It marvel me to find out my savings was recorded as loan and I paid exorbitant charges from membership fees and closing fees. I'll never recommend Loqbox to anyone.. Reviewed on: 26th June 2024
Christopher A's avatar
Christopher A

Don't deposit otherwise you will regret.

1
I was deposited money in Loqbox but at the end of the year when my tram was finished they asked me to pay £40 to get my money back or else I have to open a bank account with their linked. Please don't deposit your money otherwise you will regret. Reviewed on: 3rd June 2024
Barakallah Agro's avatar
Barakallah Agro

Built my credit score up slowly and surely and very...

5
Built my credit score up slowly and surely and very transparent. Reviewed on: 23rd May 2024
Toby Olokesusi's avatar
Toby Olokesusi

A Fresh Start with LOQBOX

5
After navigating the challenging waters of bankruptcy, finding a path to credit recovery felt daunting until I encountered LOQBOX. This innovative service offered not just a credit-building solution, but a comprehensive suite of tools designed to holistically improve financial health. With LOQBOX Save, Grow, and Coach, I was equipped with the resources needed to take charge of my financial future. The setup process with LOQBOX was straightforward, allowing me to get started without any hassle. The user experience is designed with clarity and simplicity in mind, making it incredibly easy for anyone to begin. LOQBOX Save allowed me to start saving money, which simultaneously helped to build my credit score—a dual benefit that felt especially rewarding. LOQBOX Grow then offered insights and guidance on how to further enhance my credit score and savings simultaneously. This feature was instrumental in giving me a clearer view of my financial progress and what steps I should take next. Furthermore, LOQBOX Coach provided personalized advice and strategies tailored to my unique financial situation, which was immensely helpful in staying on track and making informed financial decisions. Overall, LOQBOX has transformed my approach to financial recovery and credit building. It is an empowering platform that not only helps rebuild credit scores but also educates and guides users towards better financial habits. For anyone emerging from bankruptcy or has a poor credit history and looking to rebuild financially, LOQBOX is a comprehensive tool that delivers results and fosters financial growth. Reviewed on: 29th April 2024
JJ's avatar
JJ

Don’t open an account don’t do it, they will rip you...

1
Don’t open an account don’t do it, they will rip you off and your score doesn’t go up or down, you have to pay it’s not free. It’s a complete scram. I opened an account it told me 6 months to get out of the contract and they still wracked my credit score cause I could pay anymore. Reviewed on: 25th April 2024
Shaun M's avatar
Shaun M

It has been great for me, saving while also building...

5
It has been great for me, saving while also building my credit score Reviewed on: 16th April 2024
Jacob L's avatar
Jacob L

Loqbox is a very well put together SCAM.

1
Loqbox is a very well put together SCAM. I've been conned a total of £92.50 and trying to deal with Loqbox is impossible. If, and a very big, IF you get a reply, its a copy and paste generic repsonse. Reviewed on: 11th April 2024
Pete Gore's avatar
Pete Gore

Helped increase my score and also helped me save up...

5
Helped increase my score and also helped me save up some money Reviewed on: 4th April 2024
Miss zaza's avatar
Miss zaza

My experience with Loqbox was extremely disappointing.

1
My experience with Loqbox was extremely disappointing. I was hit with hidden weekly charges, lost a significant portion of my savings due to undisclosed fees, and faced obstacles when trying to withdraw my money. Despite agreeing to pay extra to expedite the process, I was still bombarded with notifications demanding repayment of a loan, further damaging my credit score. Overall, Loqbox's lack of transparency and excessive charges have left me with a negative impression and I would not recommend their services to others. Reviewed on: 25th February 2024
Hedo B's avatar
Hedo B

This so called credit service is a complete SCAM.

1
This so called credit service is a complete SCAM. After taking more money than I signed up for, the support has dried up. No reply to emails, previous chats not available and if I want to cancel, I have to pay more money,. Reviewed on: 8th February 2024
Pete Gore's avatar
Pete Gore

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