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Loqbox: Credit building reviews

4.57
Based on 1,906 reviews, last reviewed 12th Jul 2026
66100% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
4%

Latest highest rating:

5

I am extremely happy with the service Loqbox provides. I am extremely happy with the service Loqbox provides. It has made a real difference to my credit report, and I've seen a noticeable improvement since... Read more Reviewed on: 12th July 2026
Daniel A's avatar
Daniel A

Latest lowest rating:

1

as applying for a loan but took me into this site s... Was applying for a loan but took me into this site so thought it was a scam Reviewed on: 12th July 2026
James w's avatar
James w

About this product

Loqbox membership is an all-in-one service to help build your financial health.

You can build your credit score, grow your savings and gain a better understand about the world of money. You'll need to pay a low monthly fee for full Loqbox membership.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit building reviews (1909)

Review of the Loqbox, Credit building:

It has been great for me, saving while also building...

5
It has been great for me, saving while also building my credit score Reviewed on: 16th April 2024

I’ve had a positive experience with Loqbox.

4
I’ve had a positive experience with Loqbox. The platform is easy to use and provides a structured way to build credit history through regular monthly payments. I particularly liked being able to track my progress and see how consistent payments could support my credit profile over time. One drawback is that it takes patience, as improvements aren’t immediate and results will vary depending on your wider financial situation. Some features also require a paid subscription, which may not suit everyone. Overall, I found Loqbox to be a helpful tool for building healthier financial habits and strengthening my credit record. Reviewed on: 16th June 2026

Very useful for building credit with no prior history

5
Very useful for building credit with no prior history, i used it for this because i didnt realise how confusing it was to build credit - or atleast it was for me but loqbox made it very simple and easy to start. Reviewed on: 16th June 2026

Veri veri Good

4
Veri Veri Good I really liked it, good program Reviewed on: 16th June 2026

Lowbox has been great and so easy to use.

5
Lowbox has been great and so easy to use. It’s got a user friendly website and I highly recommend it Reviewed on: 16th June 2026

10/10 Would recommend

5
It has been a very informative and easy to use service Reviewed on: 16th June 2026

I’m using to build credit score before remortgaging...

5
I’m using to build credit score before remortgaging next year Reviewed on: 16th June 2026

Very great experience, and give me a great chance to...

5
Very great experience, and give me a great chance to build my credit score Reviewed on: 16th June 2026

terrible amd wouldnt reckonmemd to anyone okay so do...

1
terrible amd wouldnt reckonmemd to anyone okay so dont ask for another review Reviewed on: 15th June 2026

So easy to use!

5
So easy to use! Explained really well and easy to navigate- I can’t wait to see my credit score improve! Reviewed on: 15th June 2026

Great experience so far,I've been using it for a few...

4
Great experience so far,I've been using it for a few months and it helped me with my credit score and credit file more than Equifax and other credit score providers. Reviewed on: 15th June 2026