Smart Money People Logo

Loqbox: Credit score builder reviews

4.77
Based on 1,126 reviews, last reviewed 18th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

2

AVOID the hidden fraudulent charges Whilst appearing honest, and in abundance giving consumers hope to better their financial predicament, Loqbox has been found out to be a profit and mo... Read more Reviewed on: 18th September 2025
Martin g's avatar
Martin g

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit score builder reviews (1126)

Review of the Loqbox, Credit score builder:

It has been great for me, saving while also building...

5
It has been great for me, saving while also building my credit score Reviewed on: 16th April 2024

Functional website, honest and does what it says

5
Good idea functional website that does exactly what it says in terms of helping consumers build credit rating. Easy to use and informative. Unique. Reviewed on: 24th June 2025

Really helping building my credit rating.

5
Really helping building my credit rating. The loqbox grow is good. Only downside is having to open a new bank account with a different bank to get all my savings back. Reviewed on: 24th June 2025

Very effective however a video tutorial would be use...

5
Very effective however a video tutorial would be useful as it took a while for me to understand how the business worked Reviewed on: 24th June 2025

Im very much satisfied with Loqbox.

5
Im very much satisfied with Loqbox. Reviewed on: 24th June 2025

Great website

4
I found my experience to be done one that was helping, especially in my struggles for gaining a good credit score. The website was clear to understand and navigate without making me feel any pressure in committing on a decision. Reviewed on: 24th June 2025

Good to build my credit up and I save at...

5
Good to build my credit up and I save at the same time Reviewed on: 24th June 2025

Rocket fuelled credit boosting & support

4
like a credit swiss army knife, loqbox helped me bring my score back into good repute and gave me all the information i needed to make the right changes. wonderful service. Reviewed on: 24th June 2025

Good company, easy to use.

4
Good company, easy to use. Helpful when needed Reviewed on: 24th June 2025

Very good credit score builder easy to setup

5
Very good credit score builder easy to setup Reviewed on: 24th June 2025

Really happy with Loqbox

5
Easy to use and friendly customer service, option to choose credit limit is fantastic and also easy to use, huge help in not only sorting your finances but getting better and learning with credit too. Rent reporting superb and fuss free, why not report it if you pay every month on time let it be useful and shown. Very happy, also let's me plan for future e.g. reduce my credit limit and use the savings in subscription to save or treat myself Reviewed on: 24th June 2025