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Loqbox: Credit report and building reviews

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4.75
Based on 1,128 reviews, last reviewed 2nd Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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See only 4 star reviews
7%
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1%
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1%
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5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

1

Zero result / false advertising I signed up based on advertising and the promise to help shift my credit rating. However 6 months passed, i made the payments, but the result is zero.... Read more Reviewed on: 2nd February 2026
Sabina Khachaturian's avatar
Sabina Khachaturian
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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit report and building reviews (1128)

As an immigrant to the UK, Loqbox helped me build a...

5
As an immigrant to the UK, Loqbox helped me build a credit history and access tools that I otherwise wouldn't have been able to access. Reviewed on: 12th June 2025
Tamzyn Miller's avatar
Tamzyn Miller

Fantastic way to improve your credit score quickly

5
Fantastic way to improve your credit score quickly Reviewed on: 12th June 2025
Kay B's avatar
Kay B

It’s been a great way for me to save and increase my...

5
It’s been a great way for me to save and increase my credit rating Reviewed on: 12th June 2025
Sammie s's avatar
Sammie s

Great programme

5
Great programme that has helped me build credit and save some money! I've noticed a positive impact on my credit score since using loqbox and look forward to my lump sum of savings coming in. The platform is straightforward and intuitive to use, great programme. Reviewed on: 12th June 2025
TG's avatar
TG

Loqbox....there is no other

5
Loqbox has helped me build my credit score and apply for credit cards while also saving at the same time. Without Loqbox it would have taken me years to build my credit score. Loqbox has helped me with my financial knowledge and that it is ok to talk about money as it is such a taboo subject. Reviewed on: 12th June 2025
Melanie H's avatar
Melanie H

Ive managed to save over £600 so far and it has help...

5
Ive managed to save over £600 so far and it has helped my credit score Reviewed on: 12th June 2025
Amie B's avatar
Amie B

It’s been an amazing experience.

5
It’s been an amazing experience. Reviewed on: 12th June 2025
Victor's avatar
Victor

This is my second year of saving with loqbox its eas...

5
This is my second year of saving with loqbox its easy to set up and I can choose my amount every year. Reviewed on: 11th June 2025
Barbara F's avatar
Barbara F

Save with ease

5
I have used Loqbox for around 5 years now and I think it is an amazing idea and just like a savings account but helps to put away slowly Reviewed on: 11th June 2025
Christie L's avatar
Christie L

Good credit builder

5
Good way to build credit you can save money on there and it builds credit, you can link up your bank and it finds rent payments to boost your score and a range of plans to boost credit faster or more affordable Reviewed on: 11th June 2025
Andy S's avatar
Andy S

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