Smart Money People Logo

Loqbox: Credit report and building reviews

4.75
Based on 1,129 reviews, last reviewed 10th Mar 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

2

Gruelling experience from my time with LOQBOX I was a Loqbox customer for nearly three years and wanted to try their credit products and was attracted by their Loqbox save feature. I have written ... Read more Reviewed on: 10th March 2026
Sam's avatar
Sam

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Review Loqbox: Credit report and building now

Help others make smarter decisions by sharing your own experience. Write a review

Loqbox Credit report and building reviews (1129)

It does exactly what it says on the tin.

5
It does exactly what it says on the tin. Builds your credit as long as you make your payments on time. No issues. Reviewed on: 12th June 2025

As an immigrant to the UK, Loqbox helped me build a...

5
As an immigrant to the UK, Loqbox helped me build a credit history and access tools that I otherwise wouldn't have been able to access. Reviewed on: 12th June 2025

Fantastic way to improve your credit score quickly

5
Fantastic way to improve your credit score quickly Reviewed on: 12th June 2025

It’s been a great way for me to save and increase my...

5
It’s been a great way for me to save and increase my credit rating Reviewed on: 12th June 2025

Great programme

5
Great programme that has helped me build credit and save some money! I've noticed a positive impact on my credit score since using loqbox and look forward to my lump sum of savings coming in. The platform is straightforward and intuitive to use, great programme. Reviewed on: 12th June 2025

Loqbox....there is no other

5
Loqbox has helped me build my credit score and apply for credit cards while also saving at the same time. Without Loqbox it would have taken me years to build my credit score. Loqbox has helped me with my financial knowledge and that it is ok to talk about money as it is such a taboo subject. Reviewed on: 12th June 2025

Ive managed to save over £600 so far and it has help...

5
Ive managed to save over £600 so far and it has helped my credit score Reviewed on: 12th June 2025

It’s been an amazing experience.

5
It’s been an amazing experience. Reviewed on: 12th June 2025

This is my second year of saving with loqbox its eas...

5
This is my second year of saving with loqbox its easy to set up and I can choose my amount every year. Reviewed on: 11th June 2025

Save with ease

5
I have used Loqbox for around 5 years now and I think it is an amazing idea and just like a savings account but helps to put away slowly Reviewed on: 11th June 2025

Review Loqbox: Credit report and building now

Help others make smarter decisions by sharing your own experience. Write a review