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Loqbox: Credit report and building reviews

4.75
Based on 1,128 reviews, last reviewed 2nd Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
7%
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1%
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1%
See only 1 star reviews
5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

1

Zero result / false advertising I signed up based on advertising and the promise to help shift my credit rating. However 6 months passed, i made the payments, but the result is zero.... Read more Reviewed on: 2nd February 2026
Sabina Khachaturian's avatar
Sabina Khachaturian

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit report and building reviews (1128)

It has helped me improve my credit

5
It has helped me improve my credit Reviewed on: 12th June 2025

Loqbox has helped me improve my credit score and sav...

5
Loqbox has helped me improve my credit score and saving money is easy with Loqbox,it's easy to use and the staff are very helpful when needed Reviewed on: 12th June 2025

Loqbox really changed my life!

5
I'm so glad I found Loqbox, they helped me build my credit score and I now have access to credit card offers! I've even got accepted for car finance, thank you Loqbox! Reviewed on: 12th June 2025

Excellent customer service timeline

5
Excellent customer service timeline Reviewed on: 12th June 2025

It's been handy in building my credit score to the p...

5
It's been handy in building my credit score to the point where I now have a mortgage from previously having an IVA Reviewed on: 12th June 2025

I’m not good at saving money but Loqbox has really h...

5
I’m not good at saving money but Loqbox has really helped me Reviewed on: 12th June 2025

Helps me save yearly for xmas.

5
Helps me save yearly for xmas. And it's great knowing I can't touch it until the full amount is saved Reviewed on: 12th June 2025

LOVE Loqbox

5
Loqbox made a huge improvement to my credit score Reviewed on: 12th June 2025

Laqbox it's the best when it comes to building credi...

5
Laqbox it's the best when it comes to building credit score for first timers in the UK. Reviewed on: 12th June 2025

It does exactly what it says on the tin.

5
It does exactly what it says on the tin. Builds your credit as long as you make your payments on time. No issues. Reviewed on: 12th June 2025

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