Smart Money People Logo

Manchester Credit Union: Loans reviews

4.93
Based on 2,166 reviews, last reviewed 10th Mar 2026
27% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast response to messages! Fast response to messages! Great customer service. Reviewed on: 10th March 2026
Hl's avatar
Hl

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

Manchester Credit Union Loans reviews (2166)

Manchester credit union

5
I have experience good customer service from Manchester credit union and a low interest rate for my loan payment which makes me find the Manchester credit union a fantastic union with a notification email for each member contribute to how to better its services. I love the way Manchester credit union operates. Best regards Emmanuel C. Reviewed on: 16th June 2022

Exceptional Service

5
I've been a member of Manchester Credit Union for many years, taking numerous loans. The staff are more than willing to help with anything along the loan process. Reviewed on: 14th June 2022

A reliable lender

4
Great flexibility and competitive rates Reviewed on: 14th June 2022

Non- judgemental!

5
The Union is ever willing to support you and work around your present situation as much as possible. Reviewed on: 13th June 2022

Good

5
Brilliant when i need them for quick cash Reviewed on: 5th June 2022

Excellent - Responsible Lender

5
The Rochdale team are the best! My mum is profoundly deaf & has never had an issue accessing any of the services, the staff are patient and helpful, despite being run of their feet at times (Xmas). Reviewed on: 2nd June 2022

Loans

5
Amazing from start to finish even when I was mid way thru paying my loan back I was struggling for food they allowed me to take some money from my savings so greatful for that can not applord you enough you deserve to win Reviewed on: 2nd June 2022

Very reliable and the interest you pay back is so fare not like these door to door loans

5
Iv saved money in my credit union account. And I'm able to with draw it any time I please Reviewed on: 2nd June 2022

Simple and straightforward!

5
The whole experience was made easy and uncomplicated with very friendly staff who kept me informed throughout the process. Reviewed on: 31st May 2022

Always a lifesaver

5
Never had any problems i feel like without this id struggle MCU has been an amazing help Reviewed on: 31st May 2022

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Manchester Credit Union?

    View all products