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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.85 (4155 reviews)

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4.85

Based on 4,155 reviews, last reviewed 6th Oct 2026

86% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very quick response and good customer service via em... Very quick response and good customer service via email. I will be saving with them Reviewed on: 6th October 2026

Latest lowest rating:

1

A truthful honest review I find them very rude the replies when you explain what loan is needed for there responses are blunt and they don’t care I think it’s the worst credit... Read more Reviewed on: 3rd September 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (4155)

My experience with the credit union as been a life s...

My experience with the credit union as been a life saver for example buying school uniform it as helped me so much. Reviewed on: 18th April 2026

They are just brilliant, the idea that you can save..

They are just brilliant, the idea that you can save money with as little as child benefit it’s just mind blowing , I been saving with Manchester credit Union for3 years my situation is pay check till pay check and I saved 300£ with just 2£ and the main part you can’t withdraw your savings until you paid off your total loan so you end up saving even more , it’s just brilliant, and customer service is always professional never rude always listens and obviously if you have emergency you can ask to withdraw some small amount from your savings but only in emergency situations, that is perfect, thanks guys for being and making this all better for us Reviewed on: 18th April 2026

Amazing!

Amazing! Never had any issues and the top up process is quick and easy, if I make a mistake customer service are quick to ring me and resolve the issue! 10/10 Reviewed on: 18th April 2026

Bee with MCU for years, never had any issues and eve...

Bee with MCU for years, never had any issues and every transaction and interaction has been so easy. Reviewed on: 18th April 2026

I wish I had known about it sooner!

I wish I had known about it sooner! Its so much easier doing this through child maintenance I dont even notice the payments anymore and the loans have helped us so much,and you cant get into trouble with debt with them. Reviewed on: 18th April 2026

Every time l apply for a loan it’s very easy and the...

Every time l apply for a loan it’s very easy and the money comes vey quick and straight into your account within a short time and manageable terms of payment.The greatest thing the money is deducted from my wages making it easier for me to.l don’t have to worry about the direct debit, thinking there might be no money in my account. Reviewed on: 18th April 2026

Brilliant

Manchester credit union really pulled me out of a hole I was stuck in! Especially with the savings scheme they have. So I pay back my loan and save money into another account at the same time. They also have a bingo game once a month you can join Reviewed on: 18th April 2026

Easy way to save

I found manchester credit union in a time where saving felt impossible, and with 3 children being able to withdraw is quick and easy for those emergency expenses, especially around the holidays, I can easily see what loans to saving I have and everything is so much easier using the app. Reviewed on: 18th April 2026

always good to have when in need of some extra...

always good to have when in need of some extra cash Reviewed on: 18th April 2026

My sister told me about MCU and I thought id give it...

My sister told me about MCU and I thought id give it a go and I was really happy how easy it was to apply and customer services was helpful and quick responding to my enquiries..and once id paid back £150 I could take it out again if I really needed to..definitely recommend MCU..keep doing a great job for the community of Manchester what a great way to help people that get refused elsewhere.. Reviewed on: 17th April 2026

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