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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.84 (4009 reviews)

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4.84

Based on 4,009 reviews, last reviewed 24th Jul 2026

57% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It’s fantastic When your struggling family loans is fantastic, help with uniforms,or other expenses for my children. Reviewed on: 24th July 2026

Latest lowest rating:

1

Only interested in your credit score. Only interested in your credit score. You are just a number. Reviewed on: 20th June 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

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Manchester Credit Union Loans reviews (4009)

Christmas and birthdays can be really tough to save...

Christmas and birthdays can be really tough to save for on a low income, with the family loan and small savings they put aside for me is a huge help. The payments are fast, and when I have needed further assistance their chat service is great. Reviewed on: 18th April 2025

The overall experience was very smooth and easy howe...

The overall experience was very smooth and easy however, the only downside was the response time as it did take about a week to hear back but apart from that there were no issues. Reviewed on: 16th April 2025

I've been a Credit Union member for years and the se...

I've been a Credit Union member for years and the service is always fantastic; very prompt and great loan rates. Reviewed on: 16th April 2025

Fantastic staff and service at Manchester Credit Union

I have a savings account with MCU and have been with them for many year's. I also renew my loan with them every year and they are with you every step of the way. The staff are all very helpful and lovely. Reviewed on: 15th April 2025

Excellent

I was in shock to see faster and cooperative they are i can 100% recommend and I am very happy Reviewed on: 14th April 2025

Good and quick service

All things good But I would like you to suggest to improve answering phone.very hard to contact you via phone Reviewed on: 14th April 2025

You are more than traditional banks.

You are more than traditional banks. You support peoples peace of mind. If banks are like you, then, high blood pressure will not be rampant God bless you all. Reviewed on: 14th April 2025

Over all a great service but it would be good if cus...

Over all a great service but it would be good if customers are kept informed about system outages or server disruptions than being quiet especially when all documentation has been signed and returned. Let customers know there are delays in returning funds so they're aware. Otherwise awesome product. Reviewed on: 9th April 2025

Amazing!

MCU has helped me on several occasions. I would recommend to anyone! Absolutely fantastic service!! 10/10 for me! Reviewed on: 28th March 2025

Very quick to respond i think this is a good way of...

Very quick to respond i think this is a good way of helping others and i think it should not be just for people on benefits but for those in full time work and for it to be accessible in the same way as some cannot get a loan from mcu even when in full time work due to circumstances. So it could be deducted straight from the wages. Reviewed on: 28th March 2025

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