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Manchester Credit Union: Loans reviews

4.84
Based on 4,009 reviews, last reviewed 24th Jul 2026
57% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s fantastic When your struggling family loans is fantastic, help with uniforms,or other expenses for my children. Reviewed on: 24th July 2026
Stace's avatar
Stace

Latest lowest rating:

1

Only interested in your credit score. Only interested in your credit score. You are just a number. Reviewed on: 20th June 2026
Lola H's avatar
Lola H

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

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Manchester Credit Union Loans reviews (4009)

I thought the process was quick and easy.

4
I thought the process was quick and easy. Reviewed on: 26th March 2025

Their website was very detailed on everything and q...

5
Their website was very detailed on everything and quick responses too from their team Reviewed on: 24th March 2025

Quick and easy

5
I use MCU when I have an unexpected item to pay for. It is quick, easy and convenient to apply and I usually get the loan on the same day Reviewed on: 18th March 2025

Review for South Manchester Credit UnionI

5
Review for South Manchester Credit Union I’ve had a fantastic experience with South Manchester Credit Union—their savings and loans process is incredibly straightforward and hassle-free. From start to finish, everything was clear, efficient, and tailored to my needs. A special shoutout to Amy, who was absolutely exceptional! Her professionalism, kindness, and willingness to go the extra mile made the entire process smooth and stress-free. She answered all my questions, provided great advice, and ensured everything was handled quickly and efficiently. If you’re looking for a reliable, community-focused credit union that truly cares about its members, I highly recommend South Manchester Credit Union. Thanks again to Amy and the team for making everything so easy! Reviewed on: 13th March 2025

Loan approved and paid out in 9 hours

5
I applied for a loan at around 05:00am within 6 hours the loan was approved. Then 3 hours latter the money was in my account. the whole process from starting the application to the money being paid in my account took roughly 9 hours. Reviewed on: 12th March 2025

Very easy to get a loan and interest rates are good.

5
Very easy to get a loan and interest rates are good. very pleased with services. Reviewed on: 12th March 2025

Excellent service I'm very satisfied

5
Excellent service I'm very satisfied Reviewed on: 10th March 2025

They are very supportive Also tell you where you are...

5
They are very supportive Also tell you where you are in your credit ... Reviewed on: 10th March 2025

The whole experience was very easy and fast and answ...

5
The whole experience was very easy and fast and answered any questions I had with care and fast response. Reviewed on: 10th March 2025

So very easy to deal with everything is made so...

5
So very easy to deal with everything is made so simple Reviewed on: 7th March 2025

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