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Manchester Credit Union: Loans reviews

4.84
Based on 4,009 reviews, last reviewed 24th Jul 2026
57% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s fantastic When your struggling family loans is fantastic, help with uniforms,or other expenses for my children. Reviewed on: 24th July 2026
Stace's avatar
Stace

Latest lowest rating:

1

Only interested in your credit score. Only interested in your credit score. You are just a number. Reviewed on: 20th June 2026
Lola H's avatar
Lola H

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

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Manchester Credit Union Loans reviews (4010)

Cher is the best

5
I’m not sure how to spell the lady’s name but she was called Cher and she was the most loveliest of people and she was so helpful she did an amazing job and I hope she gets a raise Reviewed on: 21st January 2025

POOR customer service

1
Said I would be eligible for a small Loan once i paid off my current balance, then did not help me at all, left very frustrated Reviewed on: 6th August 2024

Thank you Manchester Credit Union!

5
"Exceptional service from a group of dedicated, friendly and helpful people." Reviewed on: 26th July 2022

Fantastic helper

5
Their rate is great and you can never see that anywhere at all. Thank you Reviewed on: 21st July 2022

A great tip to use the MCU

5
When I first found about about the MCU they said to open a savings account, and that they have good value loans, in case I ever needed one in the future. Reviewed on: 20th July 2022

Easy

5
The services are easy to understand, and to use. Reviewed on: 20th July 2022

A great organisation

5
I wanted a loan for a car very helpfull cos I’m not good at filling in the forms.it went like clock work Reviewed on: 20th July 2022

Open and Honest

5
Great at communicating and active in their community. Reviewed on: 20th July 2022

Very helpful and quick on advice

5
When you are in need at the lowest point of your life. , they are always there to give you advice and support Reviewed on: 20th July 2022

The Antidote to the cost of living crisis

5
With unexpected costs arriving all the time and pay packets getting smaller, manchester Credit Union offer competitive loans. A serious alternative to pay day lenders and the loan sharks that blight our communities. Reviewed on: 20th July 2022

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