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Manchester Credit Union: Loans reviews

4.84
Based on 4,009 reviews, last reviewed 24th Jul 2026
57% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s fantastic When your struggling family loans is fantastic, help with uniforms,or other expenses for my children. Reviewed on: 24th July 2026
Stace's avatar
Stace

Latest lowest rating:

1

Only interested in your credit score. Only interested in your credit score. You are just a number. Reviewed on: 20th June 2026
Lola H's avatar
Lola H

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (4010)

Brilliant and great service

5
Brilliant and great service and u get well looked after Reviewed on: 11th July 2022

Everyone should join a credit union. Manchester Credit Union is one of the best.

5
As credit unions are owned by the members for the benefit of the members, they are an ethical way of saving and accessing financial products. They are also very local as well so you get personal attention and better customer service. I have always had excellent service from the MCU and it has been very easy to democratically participate in the running of the organisation. I feel my membership really counts and I have a say in the running of the organisation. MCU also benefits wider society as well helping tackle loan sharks by being an effective and ethical way to borrow money. I am proud to be a member. Reviewed on: 28th June 2022

Save here!!!

4
Staff always ready to help and explain in detail any query. Available online, phone and especially face to face! Very satisfied with the service. Reviewed on: 23rd June 2022

A brilliant website that supports a clear and extremely helpful financial service

5
I have been a member of Manchester Credit Union since 2011. I have had a loan with them that was affordable and the repayment was easier than any other loan repayment I have experienced. The website is clear, easy to navigate, holds all necessary relevant detail for any action I require within my account. The recent addition of the Xmas Saver account option is in my opinion an outstanding benefit. I find the staff at Manchester Credit Union very helpful. I am indeed a very satisfied customer. Reviewed on: 16th June 2022

Manchester credit union

5
I have experience good customer service from Manchester credit union and a low interest rate for my loan payment which makes me find the Manchester credit union a fantastic union with a notification email for each member contribute to how to better its services. I love the way Manchester credit union operates. Best regards Emmanuel C. Reviewed on: 16th June 2022

Exceptional Service

5
I've been a member of Manchester Credit Union for many years, taking numerous loans. The staff are more than willing to help with anything along the loan process. Reviewed on: 14th June 2022

A reliable lender

4
Great flexibility and competitive rates Reviewed on: 14th June 2022

Non- judgemental!

5
The Union is ever willing to support you and work around your present situation as much as possible. Reviewed on: 13th June 2022

Good

5
Brilliant when i need them for quick cash Reviewed on: 5th June 2022

Excellent - Responsible Lender

5
The Rochdale team are the best! My mum is profoundly deaf & has never had an issue accessing any of the services, the staff are patient and helpful, despite being run of their feet at times (Xmas). Reviewed on: 2nd June 2022

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