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Moneybox: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.81 (9303 reviews)

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4.81

Based on 9,303 reviews, last reviewed 4th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, well presented Very good interest on most ISAs. Easy to apply, easy to view progress. Not advertised that only on type of cash ISA is available. Reviewed on: 4th September 2026

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Awards

Best lifetime ISA provider 2026

Awarded to Lifetime ISA (LISA) provider rated highest in UK customer reviews.

Moneybox Lifetime ISA reviews (9303)

Alright, the experience is just satisfactory

Alright, the experience is just satisfactory Reviewed on: 16th April 2026

This app is very easy to use and set up different ac...

This app is very easy to use and set up different accounts thanks to it's good user interface. The fees are low compared to other lifetime ISAs. I do wish there were more funds available. I have had a very positive experience over the last 4 years I have been using this service Reviewed on: 16th April 2026

Investing in your lifetime ISA

Easy to choose level of risk for investing Lifetime ISA. Easy to see growth and forecasts. Process to freeze is straightforward. I was able to unfreeze and make a further contribution when my house purchase was delayed. Gov bonus paid out fairly quickly. Reviewed on: 16th April 2026

Great idea, don't bother with the articles...

I find it easy to use, but I don't find the articles nearly as helpful as they seem to think they are. However, the ease of saving all my round up pounds and pennies and knowing I've set at least £120 aside a month absolutely outweighs that. Reviewed on: 16th April 2026

5* experience with Moneybox

I have had a brilliant experience with moneybox- each year maxing out my lifetime isa and now 7 years later and finally ready to look at getting my first property and that’s thanks to moneybox and their interest rate and £1000 gov bonus. Reviewed on: 16th April 2026

Such an easy user experience and clear communication

Such an easy user experience and clear communication Reviewed on: 16th April 2026

Moneybox is by far the best banking app I have used!

Moneybox is by far the best banking app I have used, brilliant LISA and Cash ISA accounts! Reviewed on: 16th April 2026

Good app

Really good and functional app - easy to use and simple Reviewed on: 16th April 2026

Customer service is good but responses could be a bi...

Customer service is good but responses could be a bit quicker. Also interest rates could be more competitive but app is so easy to use Reviewed on: 16th April 2026

Good range of products, responsive customer service.

Good range of products, responsive customer service. Reviewed on: 16th April 2026

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