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Moneybox app: Lifetime ISA reviews

4.96
Based on 5,391 reviews, last reviewed 14th Mar 2026
44700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

It’s been easy to transfer money and I like that the... It’s been easy to transfer money and I like that they send us offers every so often to try and entice us to put more money into our accounts Reviewed on: 14th March 2026
Ellis G's avatar
Ellis G

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024
Abraham Joseph's avatar
Abraham Joseph

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (5391)

Review of the Moneybox app, Lifetime ISA:

Great app, easy to use, the chat box function works...

5
Great app, easy to use, the chat box function works seamlessly. The staff are very quick to respond, are knowledgeable and friendly. 10 out of 10 for everything Reviewed on: 3rd March 2025

Makes saving for a deposit so much easier

5
Very easy to set up, lots of learning resources to understand my finances better and how getting a mortgage would be achieved. It was easy to set up weekly installments that I don't notice as "missing" from my savings account but which add up really well over time. They also set reminders about the end of the tax year and inform you, based on your current input to the LISA how much of a bonus I'll achieve and how close to a maxed out bonus I am. The interest rate, especially for the first 12 months, is fantastic and even beyond the initial 12 month period the interest rate is highly competitive. Reviewed on: 27th March 2024

A m a z i n g thank you...

5
A m a z i n g thank you for helping me Reviewed on: 27th March 2024

Easy/smart saving

5
It's easy to send money to save and the interest is good and paid promptly. They have good offers and incentives. Have recommended them to friends and family. Reviewed on: 27th March 2024

Best ISA provider.

5
Best ISA provider. The app is so easy to use. There are great tips and money saving tools on the app and lots of visualisations to see how much you have saved. I really recommend Moneybox. Reviewed on: 27th March 2024

Money box has helped me save with its great round up...

5
Money box has helped me save with its great round up scheme Reviewed on: 27th March 2024

Great Perfect app with added detail

5
Perfect app with great service and work towards the future self buying a house or investing Reviewed on: 27th March 2024

Great app.

5
Great app. Really easy to use and lots of help around the app to help if your stuck Reviewed on: 27th March 2024

Very good for first time savers

5
Very easy to use app for seeing where your money goes. Easily adjustable saving arrangements for your needs. Reviewed on: 27th March 2024

The app is extremely easy to use and I’m always kept...

5
The app is extremely easy to use and I’m always kept up to date with new rates and ways to invest and get more for my money. Reviewed on: 27th March 2024

Really good app, easy to use.

5
Really good app, easy to use. Much easier to deposit into than other apps and very user friendly and simple to use. Includes lots of good advice and info. Would recommend a lifetime ISA to anyone looking to save for a house especially if you normally struggle saving. Reviewed on: 27th March 2024