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Moneybox: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.81 (9303 reviews)

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4.81

Based on 9,303 reviews, last reviewed 4th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, well presented Very good interest on most ISAs. Easy to apply, easy to view progress. Not advertised that only on type of cash ISA is available. Reviewed on: 4th September 2026

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Awards

Best lifetime ISA provider 2026

Awarded to Lifetime ISA (LISA) provider rated highest in UK customer reviews.

Moneybox Lifetime ISA reviews (9303)

Moneybox Investment Encouragement

I started using Moneybox to open a stocks and shares Lifetime ISA after a friend recommended it to me. Moneybox is great at encouraging you to invest, telling you how much you have invested, and how much more you can invest. Moneybox explains how the Lifetime ISA works very well, and it has even encouraged me to invest more. I am now 19, with £15,000 split between a Lifetime ISA, a stocks and shares ISA, and a Cash ISA. I am very happy with my experience using Moneybox, and would definitely recommend to anyone looking to invest. Reviewed on: 15th April 2026

I have been using the LISA for about 4 years and it...

I have been using the LISA for about 4 years and it is great. Moneybox have everything clearly displayed and accessible. I have recommended 10+ people onto Moneybox and they all love it. Reviewed on: 15th April 2026

Smooth operation

Smooth operation, good customer service Reviewed on: 15th April 2026

Great App.

Great App. Well organised. Love the prize draw competition. Reviewed on: 15th April 2026

Not bad, bit glitchy at times but works ok.

Not bad, bit glitchy at times but works ok. Reviewed on: 15th April 2026

Brilliant app

Extremely easy to use, great additional tips and tricks and updates on related policy Reviewed on: 15th April 2026

No issues, very straightforward

No issues, very straightforward app to use Reviewed on: 15th April 2026

Fantastic!

Moneybox recommended to me by a good friend and financial adviser, going to be a massive help buying a house wish o knew about it sooner, if I could I would have used it from when as soon as I was eligible. Reviewed on: 15th April 2026

Perfect for beginners

It's perfect for beginners. You don't need any prior knowledge or confidence to invest, the app is designed to guide through the entire process, from opening the account and the initial investment, to maintaining your finances and building your confidence along the way. Reviewed on: 15th April 2026

Great app and useful information

The app is very easy to use, and the additional information made available is very useful. I particularly like the forecasting tools. Reviewed on: 15th April 2026

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