Write a review

Newsletter

Go to business site

Moneybox: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.81 (9303 reviews)

View other Moneybox products

4.81

Based on 9,303 reviews, last reviewed 4th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, well presented Very good interest on most ISAs. Easy to apply, easy to view progress. Not advertised that only on type of cash ISA is available. Reviewed on: 4th September 2026

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026

Read all reviews Write a review

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Review Moneybox: Lifetime ISA now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best lifetime ISA provider 2026

Awarded to Lifetime ISA (LISA) provider rated highest in UK customer reviews.

Moneybox Lifetime ISA reviews (9303)

Very low interest rates that are not competitive.

Very low interest rates that are not competitive. I am considering moving my LISA. Reviewed on: 15th April 2026

Lifetime isa

I’ve had a really positive experience using the Moneybox Lifetime ISA so far. It’s been a simple and effective way to save towards my first home, and the app makes everything feel really clear and manageable. One of the best things is how easy it is to set up regular contributions. You can automate your savings, which takes the pressure off and helps you stay consistent without thinking about it too much. The 25% government bonus is a huge help as well. it genuinely makes a difference and gives you extra motivation to keep saving. The app itself is easy to use. You can track your progress, see your bonus being added, and understand exactly where your money is going. It doesn’t feel overwhelming or complicated, even if you’re not super experienced with finances. Withdrawals and rules are explained clearly, so you know what you’re signing up for, which I think is really important with a Lifetime ISA. It feels transparent and trustworthy. Overall, I’d definitely recommend the Moneybox Lifetime ISA to anyone looking to save for their first home or future. It’s straightforward, well-designed, and makes long-term saving feel a lot more achievable. Reviewed on: 15th April 2026

absolutely brilliant, everything is so easy to use

absolutely brilliant, everything is so easy to use Reviewed on: 15th April 2026

Really easy to navigate and super informative!

Moneybox is great for first time buyers with little knowledge, they have so many articles to help you understand how to manage your money and the app is super easy to navigate- making newbies like me feel very comfortable putting money into LISA’s! Reviewed on: 15th April 2026

User friendly, fantastic customer service.

User friendly, fantastic customer service. Brilliant app. Reviewed on: 15th April 2026

Really helpful for saving and easy to use.

Really helpful for saving and easy to use. Simple charts to view your saving timeliness and a good basket of funds to invest in. Reviewed on: 15th April 2026

LISA and Cash ISA

Easy to use and the app makes it so easy to save. Reviewed on: 15th April 2026

I’ve held a moneybox lifetime ISA for many years and...

I’ve held a moneybox lifetime ISA for many years and never had any issues. I like being able to see my projections, and the extra tools and info around house buying have been very useful Reviewed on: 15th April 2026

First time opening an ISA account.

First time opening an ISA account. Money box made it very easy to set up and use, the app interface is very user friendly and easy to understand and navigate to each account. Reviewed on: 15th April 2026

Great app

Great app experience that makes it easy to keep track of your goals and competitive interest rates Reviewed on: 15th April 2026

Do you have a different Moneybox product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cash ISA
from eToro 3.86 from 4 reviews
Cash ISA
from Yorkshire Building Society 4.40 from 38 reviews
Property ISA
from BrickLane 3.54 from 3 reviews

Want to see more from Moneybox?

Mortgages (discontinued)
from Moneybox 4.78 from 100 reviews
Savings accounts
from Moneybox 4.78 from 1225 reviews
Stocks and shares ISA
from Moneybox 4.78 from 2247 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub