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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.81 (9299 reviews)

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4.81

Based on 9,299 reviews, last reviewed 16th Jun 2026

702% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Works great and very easy to set up and monitor. Works great and very easy to set up and monitor. Used for my deposit and now saving for retirement. Reviewed on: 16th June 2026

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (9299)

User friendly, fantastic customer service.

User friendly, fantastic customer service. Brilliant app. Reviewed on: 15th April 2026

Really helpful for saving and easy to use.

Really helpful for saving and easy to use. Simple charts to view your saving timeliness and a good basket of funds to invest in. Reviewed on: 15th April 2026

LISA and Cash ISA

Easy to use and the app makes it so easy to save. Reviewed on: 15th April 2026

I’ve held a moneybox lifetime ISA for many years and...

I’ve held a moneybox lifetime ISA for many years and never had any issues. I like being able to see my projections, and the extra tools and info around house buying have been very useful Reviewed on: 15th April 2026

First time opening an ISA account.

First time opening an ISA account. Money box made it very easy to set up and use, the app interface is very user friendly and easy to understand and navigate to each account. Reviewed on: 15th April 2026

Great app

Great app experience that makes it easy to keep track of your goals and competitive interest rates Reviewed on: 15th April 2026

The app is so easy to use, and the right balance of...

The app is so easy to use, and the right balance of knowledge base plus functional banking. When I've reached out for help, advisors have been responsive and friendly which have instilled me with confidence that this is the right product for me. Reviewed on: 15th April 2026

Finally bought my first house last May!

I’ve been meaning to leave a review for Moneybox because their LISA was a massive help for me getting my first house last May. I didn't actually manage to max out the £4k limit every year, but that’s the great thing about it, you still get the 25% bonus on whatever you can afford to put in. Seeing that extra government top-up land in the app every month was a huge boost and really kept me motivated to keep saving. The round-ups feature was probably my favorite part. It just takes the spare change from your daily spending and tucks it away. It sounds small, but it really adds up over time without you even noticing the money is gone. I was a bit stressed about the payout process once I had an offer accepted, but it was actually really smooth. They worked with my solicitor to get the funds moved over for completion without any issues. If you’re starting to save for a deposit now, definitely get one of these opened just to get the 12-month timer started. It’s basically free money toward your house. Reviewed on: 15th April 2026

Great app just needs minor improvements

The app has a few annoying things like even if I allow the password to be memorised it never works for the login with email, I always have to add my password again. But other than the login part, the app has a lot of useful information, and makes it easy to open an account qnd start saving money. I changed a lot my relationship with my money to a healthier one, after I started to save on a LISA account. And close to the end of the tax year I had an option to top up what was missing to achieve the maximum benefit of that year. Pretty cool feature imo. Reviewed on: 15th April 2026

Using this app for almost 7 years now! Best!

Using this app for almost 7 years now! One of the best decisions I have taken. It makes it so easy to understand how to invest and manage my ISAs - for first house or for my pension. Reviewed on: 15th April 2026

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