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Moneybox: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.81 (9303 reviews)

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4.81

Based on 9,303 reviews, last reviewed 4th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, well presented Very good interest on most ISAs. Easy to apply, easy to view progress. Not advertised that only on type of cash ISA is available. Reviewed on: 4th September 2026

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Awards

Best lifetime ISA provider 2026

Awarded to Lifetime ISA (LISA) provider rated highest in UK customer reviews.

Moneybox Lifetime ISA reviews (9303)

Keeping track

It allows me to see what I have saved, what my LISA could look like if I continued to save at the rate I am and also allows me to keep track of the government bonus which lets me see what I can save on top of my own deposit. I’d recommend it to any one the app extreamly easy to use and provides great knowledge on things I wouldn’t have even thought about when saving. Reviewed on: 15th April 2026

So informative and easy to use.

So informative and easy to use. Makes buying a house seem way less daunting Reviewed on: 15th April 2026

Great App

I eventually been using the app for a few years now, and its great, its helping me keep track of my savings and stopping me just spending it. I'm looking forward to finally having enough for my first home. Reviewed on: 14th April 2026

Highly Recommend

The moneybox team are always on hand to help with any queries. As a 30 year old it is very convenient to have the app and use it on the go. The app is designed incredibly well, with easy to understand terminology, podcasts, expert advice and articles making it simple for the consumer to understand and navigate their financial needs. Reviewed on: 14th April 2026

Had a really positive time with moneybox and still do

I have a few accounts with moneybox, the lifetime isa has been my favourite by far, it helped me massively to buy my first home. I also find the app really easy to use, its broken down in simple terms for everyone to understand. The help from the team is really good too, really good that you can live chat with someone for help and they are really helpful each time. The best bit about moneybox is theres no bank jargon that i wouldnt usually understand with other banks. I have recommended moneybox to about 3 people now. Reviewed on: 14th April 2026

Flawless

App is super easy to use, direct debit options keep you on track for your goals and the interest rates offered are brilliant. They give you a great idea of how things will look in the future using projections and give a nice breakdown of bonus already paid, to be paid and how much more can be claimed. Reviewed on: 14th April 2026

Very easy app to use for anybody, would highly recom...

Very easy app to use for anybody, would highly recommend! Reviewed on: 14th April 2026

Would highly recommend.

Would highly recommend. Helps me to feel more productive when saving and means i can look forward to the future a little bit more :) Reviewed on: 14th April 2026

Been saving for a few years now and it has helped me...

Been saving for a few years now and it has helped me be more consistent and gives me an idea of how strict I need to be on my budgets for the next few months Reviewed on: 14th April 2026

Very good

App is easy to use. Lots of good articles. Reviewed on: 14th April 2026

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