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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.96 (5401 reviews)

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4.96

Based on 5,401 reviews, last reviewed 17th Mar 2026

45700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

Moneybox have helped me achieve my financial goals f... Moneybox have helped me achieve my financial goals for the year and track my spending Reviewed on: 17th March 2026

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (5401)

Review of the Moneybox app, Lifetime ISA:

The best savings app I have ever used

I LOVE the Moneybox app. Not only does it look great, it's super easy to use too. Using the Moneybox has enabled me to save in ways I would never have thought of. The round ups are one of my favourite features - I always use the Super round ups to save that little bit extra per transaction, a you barely notice it coming out of your debit card balance. It's just so convenient and so innovative. I am using my Lifetime ISA to save to buy my first home and quite honestly, I wouldn't be as close to my savings target if it weren't for Moneybox. I like to think I was a good saver before I opened my Moneybox account, but I really wasn't!! I have recommended this app to so many of my family and friends who are now using it too. I honestly would be stuck without it! Thank you Moneybox for being so reliable, providing me with all the tools I need, from learning and stocks and shares, to having access to speak with mortgage advisers - the Moneybox app really is GENIUS!! Reviewed on: 8th February 2023

Great app easy to use, great way to save for your fu...

Great app easy to use, great way to save for your future… pension team were great at finding my other pensions to put into one pot Reviewed on: 27th March 2024

Great, very easy to use and get set up

Great, very easy to use and get set up Reviewed on: 27th March 2024

Never had an issues and any questions are answered q...

Never had an issues and any questions are answered quickly Reviewed on: 27th March 2024

moneybox good

Moneybox's Lifetime ISA is a strong contender for first-time buyers, offering a competitive interest rate of 4.40% AER, the government's 25% bonus on contributions, and a convenient app-based platform for managing your savings. However, it's a cash-only account with withdrawal penalties outside of using it for a first home purchase (after a year of holding) or retirement after age 60. Reviewed on: 27th March 2024

Its very easy to use and providing excellent custome...

Its very easy to use and providing excellent customer service Reviewed on: 27th March 2024

Great all round tool for first time buyers

Managed to open and max out my LISA using the easy to navigate app. Never managed to save this much in my life. Great to be able to see your bonus and interest earnings updated daily. The app has made saving for my first home easy and stress free. Lots of information in app for first time buyers and savers. Just starting the home buying process now and looking forward to meeting the moneybox mortgage team. Reviewed on: 27th March 2024

Moneybox has got it right

The app is very user-friendly and being able to send an instant message to customer services rather than having to phone is great when life gets busy. I enjoy being able to see interest being added on each day. Reviewed on: 27th March 2024

Best Lisa app

Best Lisa app, much better than beehive aa well which is rubbish. Moneybox gives very clear info and support. It also offers advice and other products. It is easy to save money and easy to see the changes and where the extras comes from. Reviewed on: 27th March 2024

Makes deposit saving easy

Opened the account 3 years ago now and have saved so much money for my house deposit, Moneybox make it simple to open and maintain the account and provide offers. Reviewed on: 27th March 2024

User friendly and Great financial tools

The app is very user friendly which I like. It's incredibly easy to set up new account types, they send useful information and have a lot of great tools such as mortgage calculators which are quick and easy to access.They also endeavour to put you in touch with the right experts at the right time, for example I was asked if I'd like to speak to a mortgage advisor once I'd saved a certain amount in my Lisa. Reviewed on: 27th March 2024

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