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Moneybox: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.81 (9303 reviews)

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4.81

Based on 9,303 reviews, last reviewed 4th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, well presented Very good interest on most ISAs. Easy to apply, easy to view progress. Not advertised that only on type of cash ISA is available. Reviewed on: 4th September 2026

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Awards

Best lifetime ISA provider 2026

Awarded to Lifetime ISA (LISA) provider rated highest in UK customer reviews.

Moneybox Lifetime ISA reviews (9303)

I like the Moneybox Lifetime ISA (LISA) because it m...

I like the Moneybox Lifetime ISA (LISA) because it makes saving for my future feel simple and rewarding. The 25% government bonus is a huge advantage, as it boosts my savings without any extra effort on my part. Knowing that my money is growing faster motivates me to stay consistent and disciplined. I also appreciate how easy the app is to use, with clear tracking of my progress and goals. It helps me feel in control of my finances and more confident about buying my first home one day. The ability to choose between cash and stocks & shares options gives flexibility depending on my risk preference. Overall, the Moneybox LISA feels like a smart, supportive tool that encourages long-term saving while offering real financial benefits, making it an important part of my financial planning. Reviewed on: 14th April 2026

safe and knowledgeable for young people

excellent and safe way to save money especially for young people without much knowledge, also provides information on money and savings and were not thought in day to day life. Reviewed on: 14th April 2026

It is very easy to use and don’t need to get involve...

It is very easy to use and don’t need to get involved with customer service but when I have they have been good Reviewed on: 14th April 2026

I've held my LISA with Moneybox for many years now a...

I've held my LISA with Moneybox for many years now and never had a problem. The app is easy to use Reviewed on: 14th April 2026

Moneybox Lisa is a great, simple way to save money,...

Moneybox Lisa is a great, simple way to save money, especially for buying your first home. It helps you save little and often without thinking too much about it. The best part is the government bonus — you get 25% extra on what you save, so it grows your money faster. Reviewed on: 14th April 2026

Saving for my first home as a young professional

Saving for my first home as a young professional Reviewed on: 14th April 2026

Easy ISA transfers

I love how easy the Moneybox app is to navigate. It makes money easy! I have never transferred between ISAs before, but I was able to complete a transfer from my Help to Buy ISA to my new Moneybox Lifetime ISA in a matter of minutes! I felt confident in the process as it was well explained throughout. Reviewed on: 14th April 2026

Moneybox is a very simple yet effective app, great f...

Moneybox is a very simple yet effective app, great for first time savers like myself to enhance their financial literacy and independence. Reviewed on: 14th April 2026

I’ve had a great experience using Moneybox so far.

I’ve had a great experience using Moneybox so far. I think it’s a great way to start your saving journey towards a home especially with features like housemates allowing you to easily see how much you and your partner have both saved so far. The Moneybox team have also been great help in my experiences when I was changing my account from a stocks and shares LISA to a cash LISA. A great app that i will definitely recommend to friends and family. Reviewed on: 14th April 2026

Good investment opportunities, and good advice

Good investment opportunities, and good advice Reviewed on: 14th April 2026

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