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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.96 (4926 reviews)

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4.95

Based on 4,926 reviews, last reviewed 30th Jun 2025

98% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

Great in-app experience! Great in-app experience, easy to use and pleasing to navigate. I like the info pop-ups, it's been useful to learn more to maximise my money as we appr... Read more Reviewed on: 30th June 2025

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (4926)

No problems

Simple app based bank, explains accounts and services well. Has access to a range of extra money tips and features but does not force this on its customers. The app is pretty easy to use and understand. Overall no problems. Reviewed on: 12th February 2023

5* LISA

The LISA is easy to open and easy to use, love chat option is available for any queries. Reviewed on: 12th February 2023

Great banking service.

Using Moneybox App has been helping me saving for the future. Extremely happy with their services, which I recommend to all. Reviewed on: 12th February 2023

Open one now!

Being a late starter to saving for a mortgage, this is such an incredible way of getting a head start! Unlike the previous government help to buy, there is no limit on how much you can put in! You get a whole £1000 free for every £4000 in the tax year. Plus the interest rates are great for the extra money you put in, so you’re always earning. I really recommend this to anyone who is saving for a mortgage Reviewed on: 12th February 2023

No complaints!

A great app, so easy to use! Makes saving up straightforward Reviewed on: 12th February 2023

Love it

My first saving account and I love it. It is easy to set up and even easier to manage. I am saving towards a house and set up a weekly deposit of £25, it's not a lot, but it quickly adds up. The app is brilliant, I can see how much I've saved, what bonus I've got and transfer more money in if I want to. Reviewed on: 12th February 2023

Perfect way to save for first home

Brilliant way and incentive to save up for your first home. Reviewed on: 12th February 2023

Easy to use and team always on standby

I have had this account for 4 years and each year it is updated and upgraded to constantly improve. The team are also incredibly helpful and have helped me set targets to work towards each year for saving using my LISA. Reviewed on: 11th February 2023

Moneybox app Ease of Use

The Moneybox app is so easy to use and it provides a breakdown of all additions to my Lifetime ISA, including payments into the account, bonus, interest, etc. Reviewed on: 11th February 2023

Very clean UI and helpful overall

Very readable user interface which calculates everything I want to know. Reviewed on: 11th February 2023

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