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Moneybox app: Lifetime ISA reviews

4.96
Based on 5,403 reviews, last reviewed 21st Mar 2026
45900% increase in 5 star reviews
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Latest highest rating:

5

Reliable and safe The app is easy to use and is always accessible (unlike other banking apps!). It's really clear how much interest I've earned. Reviewed on: 21st March 2026
rjc3g12's avatar
rjc3g12

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024
Abraham Joseph's avatar
Abraham Joseph

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (5403)

Review of the Moneybox app, Lifetime ISA:

The best savings app I have ever used

5
I LOVE the Moneybox app. Not only does it look great, it's super easy to use too. Using the Moneybox has enabled me to save in ways I would never have thought of. The round ups are one of my favourite features - I always use the Super round ups to save that little bit extra per transaction, a you barely notice it coming out of your debit card balance. It's just so convenient and so innovative. I am using my Lifetime ISA to save to buy my first home and quite honestly, I wouldn't be as close to my savings target if it weren't for Moneybox. I like to think I was a good saver before I opened my Moneybox account, but I really wasn't!! I have recommended this app to so many of my family and friends who are now using it too. I honestly would be stuck without it! Thank you Moneybox for being so reliable, providing me with all the tools I need, from learning and stocks and shares, to having access to speak with mortgage advisers - the Moneybox app really is GENIUS!! Reviewed on: 8th February 2023

Amazing Bank

5
The Moneybox lifetime ISA has allowed me to save on a regular basis and the 25% government contribution is taking me closer to achieving my goal of buying my own property. Their online chat tool has helped me multiple times and the bank app is very user friendly. Reviewed on: 12th April 2023

Amazing - easy to use

5
Money box is amazing, the support teams are very helpful. I have already suggested 5 friends to open accounts! The interest rate is very good, transfers are easy, they allow round ups, customer service is brilliant Reviewed on: 12th April 2023

I recommend moneybox and LISA!

5
I have told all my friends and family about this app. It has made me feel in control of my finances for the first time in my life. It's so simple to use and the customer service team are attentive, friendly and knowledgeable. I never would have sorted out my pension/mortgage/savings situation if they hadn't made it so easy Reviewed on: 12th April 2023

Pog

5
Poggers, though I wish it would work in desktop Reviewed on: 12th April 2023

Fast and clear communication at all times

5
I transferred money over from virgin money to Money box for a LISA this year and moneybox made everything so easy. All through their nice app and the customer support team were v fast to respond and always really helpful Reviewed on: 12th April 2023

The Perfect Tool to Help You Save

5
Moneybox is a comprehensive app that enables users to take charge of their finances anytime and anywhere. Their sleek user interface allows clients to navigate through the app seamlessly and their various articles provide a deeper insight into how we can all control our money just a little bit better. The Lifetime ISA is a truly magnificent feature that gives aspiring homeowners belief in a time where finances seem to stagnate. The easy signup and clear instructions provide users with a reassuring start to their saving journeys. The 25% government contribution (up to £1000) is an amazing incentive and can really give people that extra faith in knowing that their saving journey will not be a never ending route of financial despair. I for one will continue to recommend this app to all my friends and family. My partner and I are one step closer to owning our own property each and every day and the Moneybox app is truly making it an enjoyable experience. Reviewed on: 12th April 2023

Overall fantastic experience

4
Moneybox has a clean, easy to use interface. Everything is easy to access and use. It comes with handy features, I find the “payday boost” monthly top-up particularly useful. It makes savings “set-it and forget-it”. One thing which would be nice to include is a percentage of return on each individual investment, so that the user can compare the rate of return they have achieved with each fund. Reviewed on: 12th April 2023

A stress free way of saving for a comfortable future!

5
I’m really happy with the Moneybox Lisa, I have saved more than I thought I could at my age. The gov bonus is a great incentive, and I am happy knowing that my savings are safe in the app. The interest I have gained is also incredible. It’s a no brainer really! The app is very user friendly, you can easily link to your bank account for roundups and transferring savings over. Reviewed on: 12th April 2023

Amazing app and great for saving!

5
For an avid spender, the Moneybox app has helped me so much with saving over the past 14 months. I have managed to save up enough for a 10% deposit on a house. It’s so easy to use and user friendly - always my go-to app for when I want to save some cash. Reviewed on: 12th April 2023

Amazing app

5
Amazing app, used to save for my house deposit and have just moved into my dream home! So easy to use the app and the withdrawal process was straightforward and quick. Thanks Moneybox!! Reviewed on: 12th April 2023

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