Smart Money People Logo

Moneybox app: Lifetime ISA reviews

4.96
Based on 5,403 reviews, last reviewed 21st Mar 2026
45900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and safe The app is easy to use and is always accessible (unlike other banking apps!). It's really clear how much interest I've earned. Reviewed on: 21st March 2026
rjc3g12's avatar
rjc3g12

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024
Abraham Joseph's avatar
Abraham Joseph

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (5403)

Review of the Moneybox app, Lifetime ISA:

The best savings app I have ever used

5
I LOVE the Moneybox app. Not only does it look great, it's super easy to use too. Using the Moneybox has enabled me to save in ways I would never have thought of. The round ups are one of my favourite features - I always use the Super round ups to save that little bit extra per transaction, a you barely notice it coming out of your debit card balance. It's just so convenient and so innovative. I am using my Lifetime ISA to save to buy my first home and quite honestly, I wouldn't be as close to my savings target if it weren't for Moneybox. I like to think I was a good saver before I opened my Moneybox account, but I really wasn't!! I have recommended this app to so many of my family and friends who are now using it too. I honestly would be stuck without it! Thank you Moneybox for being so reliable, providing me with all the tools I need, from learning and stocks and shares, to having access to speak with mortgage advisers - the Moneybox app really is GENIUS!! Reviewed on: 8th February 2023

Recommended

5
App is very easy to use and they offer good interest with their ISAs. Reviewed on: 31st March 2023

Helpful

5
Was a great help to achieve our goals. Reviewed on: 31st March 2023

Always recommend Moneybox banking app to my new nurses

5
Moneybox app is very informative especially for a person like me who is an expat and who is inquisitive always about finances and savings. Their chat support is excellent and prompt.. The breakdown of the money in the account as well the calculators and graphs for savings are very helpful. Also, there are further informative links to learn ways of savings, house mortgages. Always recommend this app to my new overseas nurses. Reviewed on: 31st March 2023

Everything you need, and more!

5
Moneybox makes it easy for managing your finance so you can plan, track and learn seamlessly. I have really appreciated the instant chat support when needing some help and advice, and the nudge notifications that ensure I get the most benefit from my accounts. The app design has the one of the best interfaces and user experience I have come across. 100% recommend. Reviewed on: 31st March 2023

Great App for Simple Savings

5
The mobile application is simple to use and creates an effective way to save money. Reviewed on: 31st March 2023

User-friendly and game changing.

5
I love Moneybox, It's really helped me and my partner understand the importance of investing and saving towards our new home. Moneybox makes the saving experience so satisfying and I often recommend it to friends. Their product team are obviously working super hard too because they're rolling out features constantly, keep up the good work Moneybox! Reviewed on: 31st March 2023

Brilliant app

5
Moneybox App in general is fantastic and easy to use. I mainly use the Lifetime ISA wich is a really good introduction into the stock and shares market. I have also transfered existing pensions into one pension account and it was all very easy 5* Reviewed on: 31st March 2023

Would be lost without moneybox!

5
Would be lost without moneybox as a first time buyer! Myself and my partner are saving in a lifetime ISA would recommend highly. Reviewed on: 31st March 2023

Best decision that have made in a long time

5
Creating a money box account has helped massively to save in preparation for moving into my own home. By the time I’m prepared I will have a much better sum of money for a deposit than what I thought was achievable. I would highly recommend! Reviewed on: 31st March 2023

Best bank Ive ever used!

5
Moneybox makes saving so easy for me. I can see exactly what I’ve put in, what bonus the government has added, what I need to max my LISA… plus there is loads of advice for saving aswell as information regarding different accounts to open. 10/10! Reviewed on: 31st March 2023

Do you have a different Moneybox app product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Moneybox app?

    View all products