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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.81 (9303 reviews)

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4.81

Based on 9,303 reviews, last reviewed 4th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, well presented Very good interest on most ISAs. Easy to apply, easy to view progress. Not advertised that only on type of cash ISA is available. Reviewed on: 4th September 2026

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Awards

Best lifetime ISA provider 2026

Awarded to Lifetime ISA (LISA) provider rated highest in UK customer reviews.

Moneybox app Lifetime ISA reviews (9303)

Easy, Clear and perfect to reach my goal

The app was simple and clear to open, there are helpful guides and updates to keep me informed and on track to my goals Reviewed on: 11th April 2026

Using Moneybox has really motivated me to save!

Using Moneybox has really motivated me to save for my goal of buying my first home, as well as kept me accountable to this goal and able to easily track my progress. The app is incredibly user friendly and allows me to monitor the growth of my savings day by day. Reviewed on: 11th April 2026

Nice app, can save Monday and add more.

Nice app, can save Monday and add more. Reviewed on: 11th April 2026

Very useful

They have some of the highest interest gains and several accounts for different needs Reviewed on: 11th April 2026

Good and easy to navigate it’s easy to see how much...

Good and easy to navigate it’s easy to see how much money you have saved up already Reviewed on: 11th April 2026

App is easy to use and shows clear break down.

App is easy to use and shows clear break down of funds with prediction chart that you can edit using different values, which helps you plan for the future. Reviewed on: 11th April 2026

Moneybox is great for my LISA

I’ve really enjoyed using Moneybox for my LISA. The app is very user-friendly, and I especially appreciate how transparent it is when it comes to tracking interest, the government bonus, and my overall financial growth—it makes saving feel motivating and rewarding. Customer service has also been excellent whenever I’ve needed help, with quick and friendly responses. I like that there are regular incentives and features that keep things engaging, and being able to see my partner’s savings alongside mine gives a much clearer picture of our shared progress. The only downside for me is that I can’t link Moneybox to my Experian account, which would be a great way to help boost my credit score. Also, while the incentives are a nice touch, I’ve never won one, and it would be good to have a bit more feedback or transparency around how winners are selected. Overall, though, it’s a great app that I’d happily recommend to others looking to save and invest more effectively. Reviewed on: 11th April 2026

The only way to buy a home

They make it so easy, firstly adding money is so simple. I started at £2 a week and just slowly increased this number every few months and now I’m putting away £25 a week. Then the graphs they give you show you a nice trajectory plan, alongside some really clear when money lands and I especially like how much interest you earn broken down by day and it shows you up to the day figured in interest. Finally all their services like mortgage calculators and their simple guides on how the house buying process is useful for a first time buyer like me! Reviewed on: 11th April 2026

They helped me buy my first home now I’m onto my 3rd!

They helped me buy my first home now I’m saving to move again which will be my 3rd time now: money box app has helped me going from a small first time buyer of a 2 bed apartment to now able to afford a 4 bed new x3 my original mortgage. I will continue to save in my lifetime isa as it’s the best savings tool on the market. Coming from 4 years experience as a governance compliance and billing analyst to 1.5 years experience in current role as a cloud engineer working as lead on cloud network banking services , in my opinion there is no better way to save and invest in yourself your family and your future than money box app! Reviewed on: 11th April 2026

Very good breakdown (Detailed), he app explains prop...

Very good breakdown (Detailed), he app explains properly how much you can save in future Reviewed on: 11th April 2026

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