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Moneybox app: Lifetime ISA reviews

4.96
Based on 5,403 reviews, last reviewed 21st Mar 2026
45900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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4%
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2 star
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Latest highest rating:

5

Reliable and safe The app is easy to use and is always accessible (unlike other banking apps!). It's really clear how much interest I've earned. Reviewed on: 21st March 2026
rjc3g12's avatar
rjc3g12

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024
Abraham Joseph's avatar
Abraham Joseph

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (5403)

Great banking service.

4
Using Moneybox App has been helping me saving for the future. Extremely happy with their services, which I recommend to all. Reviewed on: 12th February 2023

Open one now!

5
Being a late starter to saving for a mortgage, this is such an incredible way of getting a head start! Unlike the previous government help to buy, there is no limit on how much you can put in! You get a whole £1000 free for every £4000 in the tax year. Plus the interest rates are great for the extra money you put in, so you’re always earning. I really recommend this to anyone who is saving for a mortgage Reviewed on: 12th February 2023

No complaints!

5
A great app, so easy to use! Makes saving up straightforward Reviewed on: 12th February 2023

Love it

5
My first saving account and I love it. It is easy to set up and even easier to manage. I am saving towards a house and set up a weekly deposit of £25, it's not a lot, but it quickly adds up. The app is brilliant, I can see how much I've saved, what bonus I've got and transfer more money in if I want to. Reviewed on: 12th February 2023

Perfect way to save for first home

5
Brilliant way and incentive to save up for your first home. Reviewed on: 12th February 2023

Easy to use and team always on standby

5
I have had this account for 4 years and each year it is updated and upgraded to constantly improve. The team are also incredibly helpful and have helped me set targets to work towards each year for saving using my LISA. Reviewed on: 11th February 2023

Moneybox app Ease of Use

5
The Moneybox app is so easy to use and it provides a breakdown of all additions to my Lifetime ISA, including payments into the account, bonus, interest, etc. Reviewed on: 11th February 2023

Very clean UI and helpful overall

5
Very readable user interface which calculates everything I want to know. Reviewed on: 11th February 2023

Super user friendly

5
Really easy to use and very clear. All their savings accounts are very easy to get to grips with. Reviewed on: 11th February 2023

Great

5
My experience with moneybox has been fantastic. I've struggled to save for a deposit for years and with moneybox it's been easy. Reviewed on: 11th February 2023

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