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Moneybox app: Lifetime ISA reviews

4.96
Based on 5,420 reviews, last reviewed 25th Mar 2026
47500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Moneybox was easy to open set up Moneybox was easy to open set up Reviewed on: 25th March 2026
Marin A's avatar
Marin A

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024
Abraham Joseph's avatar
Abraham Joseph

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (5420)

Review of the Moneybox app, Lifetime ISA:

Moneybox is marvellous

5
The Moneybox lifetime ISA has made buying a first home a possibility. The app is so user friendly, and has an easy to understand display. It breaks down exactly what money is where. Love the new ‘wealth’ tab. Great to visualise how money is growing too!! Reviewed on: 27th February 2025

User friendly & highly recommended

5
So easy to use, really helpful staff for when you need to ask questions. There’s no reason why you shouldn’t have this account! Great interest. Highly recommend Reviewed on: 12th February 2023

Perfect service always

5
Amazing product with an amazing bank. So happy with the LISA itself, the interest rate, the usability of the app, and the extremely helpful staff who are always on hand to respond to any queries, and who act in a very personable manner Reviewed on: 12th February 2023

A super helpful, user-friendly, and enjoyable app to use!

5
I have held a Lifetime ISA with Moneybox app for almost a year now and have enjoyed how easy my experience with them has been so far. Regular email updates are a welcome each time they land in my inbox, especially their newsletters which are full of helpful information regarding mortgages, pensions, other savings accounts etc. I am looking to purchase my first home in 2023 and I'm excited for my journey, thanks to the helpful information that can be found within the Moneybox app! Reviewed on: 12th February 2023

Great, easy app

5
Very easy app to use, great interest rates and one of the few banks offering Lifetime ISAs. Great app, have recommended to many of my friends Reviewed on: 12th February 2023

No problems

5
Simple app based bank, explains accounts and services well. Has access to a range of extra money tips and features but does not force this on its customers. The app is pretty easy to use and understand. Overall no problems. Reviewed on: 12th February 2023

5* LISA

5
The LISA is easy to open and easy to use, love chat option is available for any queries. Reviewed on: 12th February 2023

Great banking service.

4
Using Moneybox App has been helping me saving for the future. Extremely happy with their services, which I recommend to all. Reviewed on: 12th February 2023

Open one now!

5
Being a late starter to saving for a mortgage, this is such an incredible way of getting a head start! Unlike the previous government help to buy, there is no limit on how much you can put in! You get a whole £1000 free for every £4000 in the tax year. Plus the interest rates are great for the extra money you put in, so you’re always earning. I really recommend this to anyone who is saving for a mortgage Reviewed on: 12th February 2023

No complaints!

5
A great app, so easy to use! Makes saving up straightforward Reviewed on: 12th February 2023

Love it

5
My first saving account and I love it. It is easy to set up and even easier to manage. I am saving towards a house and set up a weekly deposit of £25, it's not a lot, but it quickly adds up. The app is brilliant, I can see how much I've saved, what bonus I've got and transfer more money in if I want to. Reviewed on: 12th February 2023

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