Smart Money People Logo

Moneybox app: Lifetime ISA reviews

4.96
Based on 5,424 reviews, last reviewed 25th Mar 2026
47900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use Easy to use and informative really helped me become more financially literate. Reviewed on: 25th March 2026
Amy Jones's avatar
Amy Jones

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024
Abraham Joseph's avatar
Abraham Joseph

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (5424)

Review of the Moneybox app, Lifetime ISA:

The best savings app I have ever used

5
I LOVE the Moneybox app. Not only does it look great, it's super easy to use too. Using the Moneybox has enabled me to save in ways I would never have thought of. The round ups are one of my favourite features - I always use the Super round ups to save that little bit extra per transaction, a you barely notice it coming out of your debit card balance. It's just so convenient and so innovative. I am using my Lifetime ISA to save to buy my first home and quite honestly, I wouldn't be as close to my savings target if it weren't for Moneybox. I like to think I was a good saver before I opened my Moneybox account, but I really wasn't!! I have recommended this app to so many of my family and friends who are now using it too. I honestly would be stuck without it! Thank you Moneybox for being so reliable, providing me with all the tools I need, from learning and stocks and shares, to having access to speak with mortgage advisers - the Moneybox app really is GENIUS!! Reviewed on: 8th February 2023

Top class results and easy to monitor

5
Huge fan of Moneybox - since opening a LISA, I’ve gone on to open a reward savings account and a stocks and shares ISA. I’ve been so impressed by the results and how simple they make things, that I’ve become a shareholder too. Best fintech company I’ve experienced! Reviewed on: 8th February 2023

Great app, easy to use

4
Amazing app for newbies to set up an ISA. Really easy to use. Only gripe is that the money transfers take 5 days. Otherwise amazing! Reviewed on: 8th February 2023

Easy to use and save

5
Simple to set up, use and just forget about. See your money increasing monthly without effort is great. Can’t afford it this week, month, no problem just change your deposit and readjust when you can afford to. Reviewed on: 8th February 2023

Amazing customer service and easy to use app

5
The MoneyBox team was so helpful in transferring my help to buy isa to a lifetime isa, and following up with the previous provider when the old provider was not responding to myself. This means the issue was resolved so much quicker and so easily. There app is also so easy to use and helps you with your home buying goals :) Reviewed on: 8th February 2023

Brilliant Product

5
I’ve used the Moneybox Lisa and S&S ISA for the last four years and cannot speak highly enough of it. Constantly recommend to friends starting their savings journey whilst it has been integral to creating my own good practices in saving. The round up feature means I contribute every week and the service provided by the app is brilliant. Highly recommend. Reviewed on: 8th February 2023

Seamless and user-friendly experience

5
I've been a Moneybox customer for over 2 years now - it has helped me massively with building my LISA and not least building confidence in my future. Customer support is marvellous, the app is by far the friendliest of all the fintech ones I use (and I use a few), and their wider range of services, benefits and offers is also something I truly appreciate and make the most of. Reviewed on: 8th February 2023

User friendly

5
The app made a quite confusing financial system look simple and easy to use. I’m not originally from the UK so this was important. Great stuff! Reviewed on: 8th February 2023

The best savings account out there

5
Money box makes saving easy and fun, the lifetime ISA is laid out in a user friendly format, with educational links and recommendations. I wish I could have my main bank account and kids accounts with money box too! Reviewed on: 8th February 2023

The simple and convenient way to save for your future

5
Moneybox was recommended to me by friends in order to open a Lifetime ISA. I then saw a Money Saving Expert article which listed them as one of the top providers. Ever since I started to use Moneybox, it has been simple and easy to save money and see the additional Government funding being added to my account. I have recently recommended the app to some other friends. Reviewed on: 8th February 2023

Great app

5
Really easy to use and quick to navigate around App Reviewed on: 8th February 2023

Do you have a different Moneybox app product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Moneybox app?

    View all products