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Moneybox app: Lifetime ISA reviews

4.96
Based on 5,429 reviews, last reviewed 28th Mar 2026
48400% increase in 5 star reviews
in the past 90 days
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Latest highest rating:

4

Good interest rate. Good interest rate. Easy to manuvure in the app Reviewed on: 28th March 2026
Sam's avatar
Sam

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024
Abraham Joseph's avatar
Abraham Joseph

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (5429)

Review of the Moneybox app, Lifetime ISA:

The best savings app I have ever used

5
I LOVE the Moneybox app. Not only does it look great, it's super easy to use too. Using the Moneybox has enabled me to save in ways I would never have thought of. The round ups are one of my favourite features - I always use the Super round ups to save that little bit extra per transaction, a you barely notice it coming out of your debit card balance. It's just so convenient and so innovative. I am using my Lifetime ISA to save to buy my first home and quite honestly, I wouldn't be as close to my savings target if it weren't for Moneybox. I like to think I was a good saver before I opened my Moneybox account, but I really wasn't!! I have recommended this app to so many of my family and friends who are now using it too. I honestly would be stuck without it! Thank you Moneybox for being so reliable, providing me with all the tools I need, from learning and stocks and shares, to having access to speak with mortgage advisers - the Moneybox app really is GENIUS!! Reviewed on: 8th February 2023

Honestly excellent

5
So helpful. Full of useful information. Great UI and easy to navigate. Reviewed on: 8th February 2023

Kick started my savings habit

5
Moneybox saving app for LISA is so intuitive and easy to use with handy features to boost your savings at payday or easily and quickly change you regular deposits. Having the savings breakdown at your fingertips has made it really simple to start saving for my retirement and the summary graphics make understanding the different contribution s a breeze. Reviewed on: 8th February 2023

Very easy to use.

5
I was tentative about using an online bank like Moneybox but their app is incredibly easy to use. They provide help through the steps of setting up the account and have great informative articles about other accounts and financial decisions you may need to make (mortgages, pensions, etc). Very satisfying app. Helped me save for once! Reviewed on: 8th February 2023

Amazing

5
Never saved till now moneybox makes it so easy Reviewed on: 8th February 2023

Very happy with the customer experience

5
I am kept regularly updated with the progress of my account, including any changes in interest rates. Moneybox provides interesting content via email so that I can make informed decisions about my money. Reviewed on: 8th February 2023

Great account for someone saving for there first property

5
Great account for someone saving for there first property Reviewed on: 8th February 2023

Turns out I can save money..

5
I've never been a great saver, money burns a hole in my pocket. Ever since creating my LISA with moneybox I've saved more in 2 years than I did over the course of 4 years with my normal savings account. The bonus and interest rate does wonders of course, but MoneyBox makes the saving process easier and smoother as you choose how much you can save weekly with a payday boost you don't even miss from your paycheck. The little savings I make here and there each month become something I just love to look at when I'm bored. The tools available make it fun to save, as you can see your projective savings through a calculator. It makes you excited to reap the benefits from your hard work. The app has made me a little addicted to saving, and really emulates the saying 'a little bit goes a long way'. I think I have recommended MoneyBox to every friend and member of family, I should be PR for the company. Which btw, currently looking for a job so HMU. Reviewed on: 8th February 2023

Best way to save

5
Am not the best saver and often always end up dipping into my savings! Moneybox really helped me fix this by adding the 25% penalty. Haven’t touch a penny and can see my money grow which is a fantastic feeling! Would highly recommend them to all friends and family, they also have really helpful staff members that help along the way. Reviewed on: 8th February 2023

The Best

5
So easy to use and navigate. Really helpful insights and all for zero fees! Reviewed on: 8th February 2023

Easy saving

5
Perfect for people just starting there saving journey Reviewed on: 8th February 2023