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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.96 (5403 reviews)

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4.96

Based on 5,403 reviews, last reviewed 21st Mar 2026

45900% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

Reliable and safe The app is easy to use and is always accessible (unlike other banking apps!). It's really clear how much interest I've earned. Reviewed on: 21st March 2026

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (5403)

Easy to navigate UI, great interest rates and even better customer service.

The Moneybox UI is fantastic, really easy to navigate, switch accounts and offers a wide range of other related tools like learning hubs for things like cryptocurrency and stock markets - excellent for beginners and experienced users. The interest rates on all accounts are constantly updated so they are matching, or near enough the market best. I have only had to use customer service a couple of times over my time with Moneybox and both times were pleasant experiences - fast replies, accurate information and solved the problems perfectly. I would (and already have on a few occasions) recommend this bank to friends and family, to take advantage of a great product. Newsletters aren't too rare or too frequent, and contain relevant information to accounts. There seems to be a slight lean towards pushing their mortgage and retirement products which isn't necessarily relevant to everyone - so a brief check on the tailoring of this marketing could be beneficial but it isn't the end of the world. Overall, I have had at least a 9/10 experience whilst using Moneybox over the last few years, and in most cases a 10/10. Reviewed on: 8th February 2023

Great App

Such a simple app with so much to offer. There are loads of tools to use to help monitor where you are and need to be, plus loads of information. Never had an issue and would highly recommend. Reviewed on: 8th February 2023

Supportive and easy to use

Moneybox has been the best experience I've had with banking. When I could switch accounts to get a better interest rate, they highlighted this. The app is full of useful information and was the catalyst for me beginning to out together a better pension plan. Reviewed on: 8th February 2023

Great overall

Fantastic service no issues. Saving lots of money for future. Can’t complain! Reviewed on: 8th February 2023

So easy to use

Just wish I opened an ISA with Moneybox sooner. They make it so simple and my savings have really benefitted as a result Reviewed on: 8th February 2023

Simple, user friendly app with lots of extras.

Really easy to set up account, user friendly app. Lots of extra financial information to help manage your finances. Reviewed on: 8th February 2023

Happy customer

Very happy customer would recommend. Thank you! Reviewed on: 8th February 2023

Best app ever created

I have a lifetime ISA and an investment account with Moneybox and both are absolutely brilliant. Highly recommend to anyone!! Reviewed on: 8th February 2023

User Friendly

I love the MoneyBox App, so simply to use, and their customer support is very reactive, got all the answers to my questions and it feels personal versus corporate - I would definitely recommend MoneyBox, I already have to my partner and he is also using the platform now. Reviewed on: 8th February 2023

Excellent service

World class service and simple to use Reviewed on: 8th February 2023

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