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Moneybox app: Lifetime ISA reviews

4.95
Based on 5,468 reviews, last reviewed 29th Mar 2026
52000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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96%
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4%
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Latest highest rating:

5

very helpful this app is helping massively with my saving towards my first house. the app is very easy to use and very well explained Reviewed on: 29th March 2026
rich c's avatar
rich c

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024
Abraham Joseph's avatar
Abraham Joseph

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (5468)

Review of the Moneybox app, Lifetime ISA:

The best savings app I have ever used

5
I LOVE the Moneybox app. Not only does it look great, it's super easy to use too. Using the Moneybox has enabled me to save in ways I would never have thought of. The round ups are one of my favourite features - I always use the Super round ups to save that little bit extra per transaction, a you barely notice it coming out of your debit card balance. It's just so convenient and so innovative. I am using my Lifetime ISA to save to buy my first home and quite honestly, I wouldn't be as close to my savings target if it weren't for Moneybox. I like to think I was a good saver before I opened my Moneybox account, but I really wasn't!! I have recommended this app to so many of my family and friends who are now using it too. I honestly would be stuck without it! Thank you Moneybox for being so reliable, providing me with all the tools I need, from learning and stocks and shares, to having access to speak with mortgage advisers - the Moneybox app really is GENIUS!! Reviewed on: 8th February 2023

Great service and great for mortgages

5
Had trouble saving money but with this app it’s great way of imrpving your savings and help with the help to buy scheme a great service if I need any help and help to get a mortgage overall opinion is great and a good app to have very helpfull Reviewed on: 8th February 2023

Really great saving tool with incentive of gaining bonus savings

5
Made me feel confident in being able to save for a house deposit, it also sets realistic saving goals for myself and the opportunity to earn bonus savings is a fantastic way of encouraging people to save more. Reviewed on: 8th February 2023

Great

5
The app is brilliant and user friendly Reviewed on: 8th February 2023

Amazing app

5
Very good app for first time buyers, easy to use with lots of rewards Would highly recommend Reviewed on: 8th February 2023

The helping hand I needed!

5
Money box lifetime ISA was the stepping stone and the helping hand I needed to get started on my home owning journey, there is plenty of support brilliant benefits and I absolutely recommend this app to anyone who is on the same journey as I am!! Reviewed on: 8th February 2023

My experience with moneybox

5
My experience with moneybox had been a complete and utter success, I’ve had nothing but great customer service and help along the way to saving for my house deposit. I couldn’t recommend the app enough it’s 100% the best way to save for a house deposit and offers great saving advice along the way. Reviewed on: 8th February 2023

Legit, safe, good customer support

5
Aside from the government bonus, their interest rate is higher as compared to other providers. When I was about to withdraw my funds to use as deposit for my mortgage, they were very quick to respond and process the withdrawal. The app is also very user-friendly. Reviewed on: 8th February 2023

Great modern bank

5
Money box has great rates and has allowed me to build my Lifetime ISA very easily. I also like how the have free mortgage advice and the easy ability to chat to staff. I have recommended money box to a few people now Reviewed on: 8th February 2023

Great service

5
Very easy to set up and use, with access to great services like their mortgage brokering. Reviewed on: 8th February 2023

Brilliant

5
Yes when i first started they were very helpful Reviewed on: 8th February 2023