Write a review

Go to business site

Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.94 (9291 reviews)

View other Moneybox app products

4.94

Based on 9,291 reviews, last reviewed 3rd May 2026

45689% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use with a guaranteed return. Easy to use with a guaranteed return. Reviewed on: 3rd May 2026

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026

Read all reviews Write a review

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Review Moneybox app: Lifetime ISA now

Help others make smarter decisions by sharing your own experience.

Write a review

Moneybox app Lifetime ISA reviews (9291)

Very user friendly app.

Very user friendly app. Have maxed out and enjoyed watching the interest build. I’m sure when we pull the money out in a months time, it will be a smooth process. Reviewed on: 28th February 2026

Best app for savings and investment.

I did find this app a couple of months ago, honestly the best thing I did last year. A lot of options available both for savings and investment. Really happy with it. Reviewed on: 28th February 2026

Everything you need, in one app. Thanks Moneybox

We found this app by looking online as we missed the Help to buy ISA with our local bank. This app has been a god send and a great way to see all our savings in one place. Speaking with people is very easy, straightforward and they are so helpful and quick to reply. Thank you. Reviewed on: 28th February 2026

Moneybox made it so easy to save and showing my prog...

Moneybox made it so easy to save and showing my progress and expected earnings made me want to save even more. Reviewed on: 28th February 2026

Great app

Great app for saving through a variety of ISA accounts Reviewed on: 28th February 2026

Good simple to use app

Good interface simple to use with good features in order to automate payments if you want a more hands off approach. I tend to transfer a lump sum into the account in March as it makes keeping track of my finances easier for my situation but I can see the appeal Reviewed on: 27th February 2026

Good incentives, decent interest

They do actively push products but besides that they tend to have good events and incentives, not to mention decent comparative interest rates. Reviewed on: 27th February 2026

The Product That Helped Me Buy My First Home

Thanks to the Lifetime ISA provided by Moneybox, I was able to save a meaningful deposit towards buying my first home. Using the auto-save feature, I set up a weekly collection of £77 and kept this going for four years. This allowed me to maximise my contributions each tax year, paying in the full £4,000 annually and receiving the maximum 25% government bonus of £1,000 per year. On top of that, I earned monthly interest which compounded over time. Although I contributed £16,000 in total, my final balance was approximately £21,000. This meant I was ready to buy a year earlier than I would have been without this product. When it came to using the LISA for my house purchase, the process was straightforward and well managed through the app. Moneybox sent the necessary withdrawal form directly to my solicitor and kept me informed throughout with clear status updates. I was able to choose when the funds were withdrawn, allowing pending bonus payments and interest to be added before completion. I also liked that I could keep the account open afterwards to use it again for retirement savings. One of my favourite features is the Activity section, which clearly shows your contributions, government bonuses and interest earned. It’s motivating to see exactly how much you’ve saved versus how much has been added on top. The withdrawal penalty didn’t concern me because I knew the money was specifically set aside for a house deposit. The £450,000 property value cap also wasn’t an issue for me, as I wasn’t buying in a high-cost area. If I could suggest improvements, I would increase the annual contribution limit from £4,000 to £5,000, and raise the maximum opening age from 40 to 45. Currently, you must open a Lifetime ISA before the age of 40, although you can continue contributing and receiving the government bonus until age 50. I opened mine at 36 — had I discovered it four years later, I would have been too old to qualify. There are many people in their early 40s who can afford mortgage payments but struggle to save a deposit, and they could really benefit from a product like this. Perhaps there could even be a version tailored specifically for the 40–50 age group. Overall, I love this product. It genuinely helped turn my dream of becoming a homeowner into reality. Reviewed on: 27th February 2026

Very positive.

Very positive. Simple to use app and nice response time for support given. Reviewed on: 27th February 2026

Incredible product

I work as a product manager for a large tech company, so when I download an app like Moneybox I can tell when consumers are put first by their UI and UX. it’s easy, slick and good for people who sometimes may get slightly confused within the banking/saving space. As well as this their helplines and AI chats are really helpful. (And I’m not usually a fan of AI chats). Overall great app, great customer support, great product. A fantastic way to help first time buyers get their foot on the ladder. Reviewed on: 27th February 2026

Do you have a different Moneybox app product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cash ISA
from NatWest 4.11 from 99 reviews
Lifetime ISA
from Tembo Money 4.90 from 3154 reviews
Instant Access Cash ISA
from Metro Bank 4.75 from 153 reviews

Want to see more from Moneybox app?

Junior ISA
from Moneybox app 4.99 from 27 reviews
Mortgages
from Moneybox app 4.97 from 100 reviews
Personal pension
from Moneybox app 4.95 from 269 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub