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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.94 (9291 reviews)

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4.94

Based on 9,291 reviews, last reviewed 3rd May 2026

45689% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use with a guaranteed return. Easy to use with a guaranteed return. Reviewed on: 3rd May 2026

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (9291)

Saving habits

I was skeptic about saving and get extra money if I am saving, but I sow how is easy growing my money- I am happy enough to recommend for friends and job colleagues. Reviewed on: 22nd April 2025

An easy and useful app

The Moneybox app is really easy to use and shows clearly how your LISA is growing. There are also plenty of useful resources for people planning to buy their first home. I would really like it if the LISA provided more opportunity for helping your money grow beyond the 4k cap. Reviewed on: 22nd April 2025

Easy, quick, ergonomic and motivating!

The moneybox Lifetime ISA was easy to open and had lots of clear information when I joined. The app is incredibly flexible and allows me to set up regular and booster payments, as well as joining with my buying partner to see how much we have jointly saved for our deposit which is very motivating! I love the app and have now decided to open a private pension with moneybox too! Reviewed on: 22nd April 2025

Absolutely amazing with fabulous interest rates !

Absolutely amazing with fabulous interest rates ! Reviewed on: 22nd April 2025

Fantastic app for beginners

Fantastic app for beginners or people who don’t want to constantly check prices. Just set up a recurring order and check when you feel like doing so. Reviewed on: 22nd April 2025

Any issues have been swiftly resolved and the app ha...

Any issues have been swiftly resolved and the app has helped me maximise my savings. Reviewed on: 22nd April 2025

Great for all-round savings

Great for those wanting to buy their first house, saving for retirement or just saving in general. The app is easy to use and offers a whole range of support and money saving tips. Their interest rates are higher than any other company or bank has ever offered me and I can easily see my money grow significantly! Reviewed on: 22nd April 2025

Great App

The Moneybox app allows me to see all of my savings for a first home easily and gives me tips on how to save for the future. Reviewed on: 22nd April 2025

Excellent app experience with extremely easy methods...

Excellent app experience with extremely easy methods of instant banking transfer in, regular payments which can be easily altered, helpful graphics and diagrams to show future projections etc. The only negative is that after the one year interest bonus, the interest rate falls considerably below a major competitors rate, meaning a difference of hundreds of pounds a year. Reviewed on: 22nd April 2025

Fantastic products, Fantastic service

In my opinion, Moneybox offer one of, if not the most competitive Lifetime Cash ISA’s on the market today. They helped me to fund my first house purchase with excellent interest deals along the way, but more importantly they allocated a dedicated team to liaise with different parties during the home buying process. This reduced the level of stress I experienced from start to finish. Their customer service is second to none and I’m keen to open one of their highly competitive ISA’s as result of my experience with them. Five stars all day, everyday ! Reviewed on: 22nd April 2025

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