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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.81 (9303 reviews)

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4.81

Based on 9,303 reviews, last reviewed 4th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, well presented Very good interest on most ISAs. Easy to apply, easy to view progress. Not advertised that only on type of cash ISA is available. Reviewed on: 4th September 2026

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Awards

Best lifetime ISA provider 2026

Awarded to Lifetime ISA (LISA) provider rated highest in UK customer reviews.

Moneybox app Lifetime ISA reviews (9303)

Excellent app experience with extremely easy methods...

Excellent app experience with extremely easy methods of instant banking transfer in, regular payments which can be easily altered, helpful graphics and diagrams to show future projections etc. The only negative is that after the one year interest bonus, the interest rate falls considerably below a major competitors rate, meaning a difference of hundreds of pounds a year. Reviewed on: 22nd April 2025

Fantastic products, Fantastic service

In my opinion, Moneybox offer one of, if not the most competitive Lifetime Cash ISA’s on the market today. They helped me to fund my first house purchase with excellent interest deals along the way, but more importantly they allocated a dedicated team to liaise with different parties during the home buying process. This reduced the level of stress I experienced from start to finish. Their customer service is second to none and I’m keen to open one of their highly competitive ISA’s as result of my experience with them. Five stars all day, everyday ! Reviewed on: 22nd April 2025

Easy to use app and competitive cash interest rates.

Easy to use app and competitive cash interest rates. Customer service, when I have needed it, is friendly and efficient and they have always facilitated quick transfers from other providers Reviewed on: 22nd April 2025

Actually a pretty damn good business

They're the reason I might have a small chance of getting a house in the future and their LISA lottery was pretty swish even if I didn't win anything as of yet. It's not hard to navigate and there are very few problems with doing stuff on it. Reviewed on: 22nd April 2025

As a first time home buyer,money box has been great!

As a first time home buyer,money box has been great! I have been a to save more money than any saving account or previous ISAa offered by other banks. Reviewed on: 22nd April 2025

The best financial decision I've made!

The app is completely free and the user interface is intuitive and seamless, super easy to set up and use. I dont't know where I'd be on my first home property journey today if it wasn't for all the helpful tools and planning tips MoneyBox provides, totally free! Reviewed on: 22nd April 2025

Great app, very good interface, great customer service.

Great app, very good interface, great customer service. No complaints. Reviewed on: 22nd April 2025

Great customer service.

Great customer service. Easy contact with knowledgeable staff. One thing to improve would be speed of investments. Competitive cash rates. Interface is great and easy to navigate. I would recommend using this app. Reviewed on: 22nd April 2025

Lifetime ISA is amazing!

I’ve had a great experience with Moneybox in particular their lifetime isa. It’s really helping me save towards my first home being able to set specific deposit amounts from my pay check and getting the amazing goverment bonus! I would reccomend the lifetime isa to anyone especially young people looking to buy their first home. Reviewed on: 22nd April 2025

Lifetime ISA 10/10

I started a lifetime ISA to save for a house deposit with the intention to buy in a couple years time. Moneybox is super easy to use and navigate, the interest rates are good, and it's really helped change the way I save money and invest in my future. Reviewed on: 22nd April 2025

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