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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.96 (4936 reviews)

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4.95

Based on 4,936 reviews, last reviewed 13th Feb 2026

400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

Moneybox LISA They are easy to use. Good visuals of your portfolio. Quick to respond to queries. A lot of options. Reviewed on: 13th February 2026

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (4936)

Great way to save for a mortgage in these times

Me and my partner didn’t not ourselves being able to ever save for a deposit or have a mortgage but Moneybox makes it easy to save, it’s reliable and enjoyable way of putting away for the future. Recommend it for a few friends already Reviewed on: 2nd February 2023

Sleek and Easy

Moneybox is a sleek and easy application that offers a variety of services as well as support such as a mortgage calculator. It’s a service I will consistently recommend to friends and family due to the ease of access and the simplicity they offer with their LISA. Reviewed on: 2nd February 2023

Simple savings!

The app is easy to use and a nice clean design. I like the fact you can actually see your interest building each day! Auto transfers are easy to set up/snooze/stop depending on your finances at the time (I'm freelance, so that's super useful) Great product Reviewed on: 2nd February 2023

So easy

Easy to use, save money and keep track of what’s going on with my savings. All-round great company! Reviewed on: 2nd February 2023

Easy to use

Extremely clean app, very user friendly Reviewed on: 2nd February 2023

Simple system with bonuses

Moneybox's ISA system is really simple and clear, much more so than others I have experienced in the past, and comes with useful and understandable advice on your finances and explanations of what different things mean - something that always seems impossible to get from most banks. The added bonus interest systems are a nice little touch that I have never known other banks to offer on a standard basic ISA. Reviewed on: 2nd February 2023

Great and easy to use

Great app and very easy to use, 10/10 Reviewed on: 2nd February 2023

Really accessible and clear way to save regularly

I really like that it is very simple to understand what could actually be quite complex for the Lifetime ISA. They easily show how much you need to save each month, and each year to get the additional government bonus, and how on track to do that. I'm saving for a mortgage which is a daunting process and every time I've had a question there has been someone available to answer in app - even though I'm still at the saving stage, they are already helping me understand the process. Plus, the interest rate is good and they provide a lot of other useful resources through their newsletter & site. (And comparing it to my other bank, the language is just so much easier to understand!) Reviewed on: 2nd February 2023

Easy and very flexible

I opened my LISA in November of 2022 and since opening it, I have been amazed at the flexibility of the account and the user friendliness of the app. I love the features of rounding up spending and a payday bonus alongside your weekly contributions. You can set it at your own level depending on financial ability. The app has many features which make it great. Aside from the payment arrangements, it is easy to see how much progress you are making and how long you have left before the next tax year. The Time Machine calculations of how much you will save in 5/10/20 years are really cool as well. I am a happy Moneybox customer! Reviewed on: 2nd February 2023

Simple and effect way to save

Really simple to get started, makes saving almost effortless. The round up function just ticks along and before you know it you have hit your goal Reviewed on: 2nd February 2023

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