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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.96 (4928 reviews)

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4.95

Based on 4,928 reviews, last reviewed 4th Sep 2025

99% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

I used it in 2025 to purchase my first home I used it in 2025 to purchase my first home. The process of withdrawing the money was seamless. Reviewed on: 4th September 2025

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (4928)

I really enjoy using Moneybox.

I really enjoy using Moneybox. The interface on the app is very easy to use and understand. Customer service has always been brilliant. Reviewed on: 5th February 2025

I've been using moneybox since I was 19 and am 20 no...

I've been using moneybox since I was 19 and am 20 now, the recent ui isn't as intuitive but a great app Reviewed on: 5th February 2025

easy to use and track goals.

easy to use and track goals. easy to add money to. easy to understand interest. limited ability previously to transfer to a S+S from a Cash Lisa. Reviewed on: 5th February 2025

Great experience saving with LISA.

Great experience saving with LISA. Good interests rates and I like that the bonus money is deposited within 8 weeks of my payment Reviewed on: 5th February 2025

I think money box is amazing for saving

I think money box is amazing I’m saving for a house I’m a first time buyer and the way there scheme is I just think it’s fantastic a very happy customer Reviewed on: 5th February 2025

Simple and easy, helping to make my money grow.

My LISA was super easy to set up and the app has really easy navigation and reminders to pop more money in to ensure I hit the annual target to claim the most bonus. They answer questions on the forums really quickly and their newsletter emails provide me with a ton of useful information. Reviewed on: 5th February 2025

I’ve had a lifetime ISA with Moneybox for several ye...

I’ve had a lifetime ISA with Moneybox for several years and it’s been an easy process all along. When I came up to withdrawal time, they answered my queries promptly, and helped out at the last minute when some of the details didn’t line up. Would recommend for others Reviewed on: 5th February 2025

I’ll finally be able to own a home

I was interested in investing money but most banks were asking for a minimum of a £500 down payment. I saw Moneybox advertise that you could invest with them for as little as £2 a week and saw their advert for the LISA as well and so I opened my LISA investment account. I’ve never had this amount of money saved and their Goals feature has helped to keep me motivated and set a realistic goal that I now know is possible to achieve in as little as 5 years! I never thought I would be able to get myself onto the property ladder and now I know it’s going to happen for me, I’m also having fun with the investments too. I actually ended up transferring my forgotten pensions and opened up a personal pension with Moneybox too, the whole process was pretty quick and I only needed to submit my details once and it was done. So not only am I set to obtain my first mortgage, I am also in control of money I hadn’t even considered and had been forgotten about. Reviewed on: 5th February 2025

Very easy to set up and exciting to see my savings a...

Very easy to set up and exciting to see my savings already growing! Reviewed on: 5th February 2025

An amazing LISA experience

My experience opening and holding a LISA account so easier than expected. It was easier to access detailed information on LISA on the platform to help me make a decision if it was the right account for me, so easy to open the account, so easy to make automated contributions, so easy to see my money grow through daily interest gains and monthly government bonuses, and so easy to stay on top of news on the UK house market via newsletters and blogs on the App. Knowing that I can also easily switch from Cash LISA to Investment LISA through the App is so wicked! This means after using it to save for my house deposit, I can easily switch to investing for my retirement. What an amazing product! Reviewed on: 5th February 2025

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