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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.96 (4928 reviews)

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4.95

Based on 4,928 reviews, last reviewed 4th Sep 2025

78% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

I used it in 2025 to purchase my first home I used it in 2025 to purchase my first home. The process of withdrawing the money was seamless. Reviewed on: 4th September 2025

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (4928)

Great customer service.

Great customer service on the app. Reviewed on: 24th January 2023

Highest interest rate

This LISA offers the current highest interest rates. The app also makes it as easy as possible to reach the £4000 LISA limit, with options for a lump sum, weekly or monthly deposits, top-ups and giving you plenty of warning before the end of the tax year. App is easy to use and modern. Reviewed on: 18th January 2023

Fantastic App

Great first experience with a LISA. Lots of helpful educational resources - improved my financial literacy more than any other company. Reviewed on: 13th January 2023

Lifechanging!

Helped me towards buying my first home. Reviewed on: 11th January 2023

Good rate but only for new customers

Offered a good interest rate but when the initial bonus is increased, the existing customers are left with a lower rate than the new customers are offered. Reviewed on: 10th January 2023

A great way to explore investing for newbies

I had never invested, or even saved before I opened an ISA with Moneybox two years ago. The process was quick and easy and most importantly, there is great customer service. If you have a question, just ask? The team are brilliant and the updates and newsletters are very informative. Reviewed on: 4th April 2022

Best LISA account app

I like the moneybox app, it is easy to sign up and the staffs are excellent! Had a minor hiccup upon signing up but the staffs engaged with me well via the chat box and helped to sort the problems ASAP. I also like the instant bank transfer options to top up the LISA and maximising the tax year allowance at the tips of my fingers. The app is easy to use and navigate. Reviewed on: 4th April 2022

Easy to save money for home

Moneybox help me to save money for firt home Reviewed on: 3rd April 2022

Recommend everytime

I love this app and the company is fantastic. I enjoy seeing my investments grow and I can't wait to get mortgage account when I'm ready Reviewed on: 3rd April 2022

Definitely download and use

Love my moneybox account - it's like money I forget I have put aside! And really like the fact that you don't even notice your money being rounded up and put into your account but it really does all add up! Bravo moneybox! Reviewed on: 3rd April 2022

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