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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.96 (4928 reviews)

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4.95

Based on 4,928 reviews, last reviewed 4th Sep 2025

78% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

I used it in 2025 to purchase my first home I used it in 2025 to purchase my first home. The process of withdrawing the money was seamless. Reviewed on: 4th September 2025

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (4928)

Highly user friendly

A very brilliant user friendly finance app that's very helpful in planning and saving towards mortgage and retirement. Reviewed on: 1st April 2022

Fab

I really love the moneybox app! It it so easy to use and clear. I can see exactly where my money is, how much interest I have and where my money will be in the future! Just fantastic! Reviewed on: 1st April 2022

An amazing app that has offered me the opportunity to save for a mortgage.

Moneybox is an easy app to use and offers a range of different accounts for several different things, I chose the lifetime ISA as i wanted to prepare for my future. Reviewed on: 1st April 2022

Great product and service

The moneybox app is very easy to use and customer service is quick. Would recommend to family + friends Reviewed on: 1st April 2022

Amazing

I love how easy Moneybox is to use. Also the way they explain everything so clearly so if I don’t understand something they will have explained it somewhere! I recommended it to my friends and family Reviewed on: 1st April 2022

Best Fintech App out there

The moneybox app is a Great! App for millennials who are looking for means to simply invest their money hard earn money but with little understanding of how the field of investment works. It does all the hardwork/thinking for you, all you got to do is decide your tolerance level to risk. I used their LISA to quickly and easily save and grow my deposit for my first home purchase, I am now a proudly first time Home Owner. Reviewed on: 1st April 2022

I am addicted!

I am absolutely addicted to checking the ups and occasional downs of my moneybox lifetime ISA, and find the process of banking with Moneybox highly rewarding. I find looking at my savings progress gives me a daily serotonin hit, as it is so satisfying. The app is simplicity at its best and the user experience is intuitive. Whenever I need help, leaving a message in the chat function is seamless and hassle-free. I use the app to steadily increase my house deposit fund, as well as a small stocks and shares ISA for rounding-up my everyday spending. Amalgamating previous pension pots was also a breeze and being able to see this at a glance is reassuring. I regularly recommended moneybox to my friends who sought to keep spare money somewhere over the course of the pandemic. Reviewed on: 1st April 2022

Saving made Simple

I love the notices that keep you on track for your goals and help you save as much as possible to max out the LISA bonus which I actually did this year thanks to their reminders. Reviewed on: 1st April 2022

Helping to dream big by saving safely

I have started saving small sums in moneybox for a dream house in UK Offers great transparency in transcations and help is available in moneybox app when i was doubtful. Easy to use and trusthworthy application. Reviewed on: 1st April 2022

Functional and easy to use!

I opened a lifetime ISA with MoneyBox after being recommended by my sister. Since then I have been able to easily save up money. The app is functional and easy to use, and any time I have had any questions or queries, the team have always responded efficiently, giving me the help and advice that I needed. I love using MoneyBox for saving, and I have since opened a stocks and share ISA too. I’m not too knowledgeable on stocks and shares, but MoneyBox allows me to easily allocate my funds into whatever sections I desire. It’s so easy to use!! Reviewed on: 1st April 2022

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