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Moneybox app: Lifetime ISA reviews

4.95
Based on 4,928 reviews, last reviewed 4th Sep 2025
78% decrease in 5 star reviews
in the past 90 days
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Latest highest rating:

5

I used it in 2025 to purchase my first home I used it in 2025 to purchase my first home. The process of withdrawing the money was seamless. Reviewed on: 4th September 2025
Chanelle Camilleri's avatar
Chanelle Camilleri

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024
Abraham Joseph's avatar
Abraham Joseph

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (4928)

Stress free saving

5
Moneybox has a user friendly app with online chat support if needed, and the option to chat with mortgage advisors makes it stand out from other Lifetime ISA savings apps in my opinion. I always feel well informed regarding updates within their business due to monthly newsletters and even in current economic affairs. Would highly recommend to others for either home buying or personal saving! Reviewed on: 1st April 2022

Simple but effective

5
Great easy app to use with good rates Reviewed on: 1st April 2022

Lifetime ISA withdrawal process

5
My purchase is due to complete in a few days and the Lifetime ISA withdrawal process with moneybox has been a breeze with our funds being deposited to our solicitor’s accounts within 48 hours! Reviewed on: 1st April 2022

Brilliant, understandable, effective saving

5
I have been with money box just 2 years now, and have managed to almost save a full deposit for my future home. I find money box very clear and easy to understand, where as in the past looking at other Isa products with different banks I found that more confusing. I definitely highly recommend money box to most friends of mine looking to save for the future. Reviewed on: 1st April 2022

LISA: Property Ladder

5
The Moneybox LISA is a great way to start saving for a future home! The round-ups make it so easy to save some extra pennies without breaking your personal bank - it all adds up! The 'help' service provides useful information in a timely manner, it's great to see they care. Reviewed on: 1st April 2022

Nice interface!

5
Very clear UI and easy to navigate the app and service. Reviewed on: 1st April 2022

Helpful, easy, quick

5
Moneybox is easy and quick to use. Their financial advice is very helpful. I have had my LISA with them for just over a year and a half and will be using it to purchase my first home. Reviewed on: 1st April 2022

Perfect and Easy

5
Nothing more to say, great app and innovative people. Easy. Reviewed on: 1st April 2022

So easy to operate and reward yourself!

5
A great application! So easy to operate and reward yourself. So excited to be able to safe money so easy and looking forward buying my first property! Reviewed on: 1st April 2022

Brilliant way to save

5
I set up a LISA to help save towards retirement. The app is super easy to use - you can set up for money to be taken out every month automatically which is convenient and good for me as I can be forgetful! I like that you can see your payments and what's coming up, a breakdown of your bonus, and that you can round up your transactions to add a little extra each week if you want. I like the pension calculator as it helps me ensure that I'm on track for the lifestyle that I want. Their customer service are speedy, professional, and helpful. I love the articles that breakdown all the jargon around savings. I also really like that there's a high penalty for withdrawing money before 60 as it stops me from being tempted to withdraw funds like I have been with my cash ISA. Reviewed on: 1st April 2022

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