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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.96 (4928 reviews)

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4.95

Based on 4,928 reviews, last reviewed 4th Sep 2025

99% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

I used it in 2025 to purchase my first home I used it in 2025 to purchase my first home. The process of withdrawing the money was seamless. Reviewed on: 4th September 2025

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (4928)

Life changing

Moneybox Lisa is so easy to use and encourages you to save for a house and helps you every step of the way. Great customer service, you can get in touch with a friendly advisor instantly, and the direct debit set up option means you are less likely to forget to save into your Lisa and get the amazing free £1000 a year! Reviewed on: 5th February 2025

great for newbies and young people

the moneybox app is great for new users interested in saving, i appreciate the blogs it gives you to read and educate yourself, as well as its user friendly interface. it’s great for people new to saving. Reviewed on: 5th February 2025

Helpfully explained ISA options to me and easy to ac...

Helpfully explained ISA options to me and easy to access to see my wealth grow Reviewed on: 5th February 2025

First ever LISA with Moneybox

I started by first ever LISA with moneybox. The interest awarded at the time was the market leader and upon joining i was met with a gamefied approach to saving which for the first time ever got me excited about saving money. This, as well as a very well designed interface for the app, and the ample information avaiilable for understanding a variety of economic processes (mortages, taxes etc) kept me very satisfied with joining moneybox. The only downsound is that thier cash ISA isn't unlimited withdrawal or flexible unlike competitors, which offer practiaclly similiar interest rates. In terms of lifetime ISA, really really good. seriously good. Reviewed on: 5th February 2025

No complaints at all - the app is both navigable and...

No complaints at all - the app is both navigable and well-designed, customer service has been great the handful of times I’ve needed to reach out, and most importantly I feel rewarded when I deposit into it. Reviewed on: 5th February 2025

Great Service and Interest Rates

The Moneybox app is so easy to use and user friendly. The product is great and I enjoy the interest rate. I feel it’s setting me up well for my retirement. I have recommended Moneybox to my partner and sister and both joined. Reviewed on: 5th February 2025

Fee structure and helpful staff

I’d like to see the option to pay fee’s from my current account then selling down my funds and given the fee’s for using Moneybox this seems fair especially when other investing apps of a similar cost offer this. I find staff very helpful and it’s good to see the app often receives updates. Reviewed on: 5th February 2025

Moneybox step to my first House.

Moneybox have be helping me to save on buying my first House, moneybox give me hope that I can do it and will do it Reviewed on: 5th February 2025

Easy to use app.

Easy to use app. Good product incentives. Friendly customer service. Competitions. Reviewed on: 5th February 2025

The App is brilliant and super easy to use

I am saving using the lifetime ISA and a stocks and shares ISA, the app is so user friendly and easy to navigate and really makes saving easy and accessible, all of the know how articles are also really useful and concise and explain things in an easy to understand way, I don’t think I would have my LISA with anyone else! Reviewed on: 5th February 2025

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