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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.81 (9303 reviews)

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4.81

Based on 9,303 reviews, last reviewed 4th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, well presented Very good interest on most ISAs. Easy to apply, easy to view progress. Not advertised that only on type of cash ISA is available. Reviewed on: 4th September 2026

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Awards

Best lifetime ISA provider 2026

Awarded to Lifetime ISA (LISA) provider rated highest in UK customer reviews.

Moneybox app Lifetime ISA reviews (9303)

No problems at all very easy to use money arrives qu...

No problems at all very easy to use money arrives quick and good interest being earned Reviewed on: 27th March 2024

Lifetime ISA

I've found the information and guidance very good for opening and managing a lifetime ISA, along with the other accounts on offer. Reviewed on: 27th March 2024

A simple to use & understand banking app

A simple to use and understand banking app. I feel like I have so much more control over making my money work for me Reviewed on: 27th March 2024

A No Brainer for First-Time Buyers

Easy to use app with great incentives. I’m so glad I opened my Lifetime ISA when I qualified even though I didn’t manage to start saving until a year later. We got a free £2,000 in government bonuses which helped us hugely in our progress towards our first own home. Reviewed on: 27th March 2024

Helping me by automating the transfer of my wages to...

Helping me by automating the transfer of my wages to savings each week. Also interest rates are amazing and the money added scheme is brilliant. Thank you Moneybox Reviewed on: 27th March 2024

Hopeful home buyer

I've been saving to buy my first home and the Moneybox app has made it extremely easy to put that money aside, keep it safe, earn good interest and also gave my access to a 25% government bonus for saving the max amount. Reviewed on: 27th March 2024

Easy to operate and good rates for ISA and other sav...

Easy to operate and good rates for ISA and other savings account. Reviewed on: 27th March 2024

My experience so far

Firstly Moneybox Lisa is very immigrant friendly, no other financial institution agreed to approve my application for a cash Lisa even after starting I was sponsored to work in the UK by a reputable firm. However moneybox did their background checks and approved my application. Moneybox has been the only financial institution willing to provide Q&A live sessions and also advise on topics like mortgages, pensions, ISA's and investments this has helped keep me informed about the UK system and is highly appreciated. Their response to queries is also really fast. Reviewed on: 27th March 2024

Never a bad experience with MoneyBox.

Never a bad experience with MoneyBox. Customer Service is excellent and they have great knowledge sharing articles. I trust them and feel that my money is safe and that is one of the most important things! Reviewed on: 27th March 2024

Easy to use app

Easy to use app, I like how it is so clear what you save and what gov contributions will be added. Money tip emails also heplful. Reviewed on: 27th March 2024

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