Write a review

Go to business site

Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.95 (7145 reviews)

View other Moneybox app products

4.95

Based on 7,145 reviews, last reviewed 14th Apr 2026

211400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

They give helpful tips to build my saving habits and... They give helpful tips to build my saving habits and confidence Reviewed on: 14th April 2026

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024

Read all reviews See your review

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (7145)

Review of the Moneybox app, Lifetime ISA:

Great app - helped me to finally start saving

It’s a great app that has allowed me to start saving for my first home. It is extremely easy to use and there is plenty of information available that has helped me utilise the app and manage my money better. I feel a lot more financially literate since having the app and finally be able to start saving. Reviewed on: 9th May 2025

It’s made saving for a house so much easier.

It’s made saving for a house so much easier. App is simple to use and if I’ve had any questions, the team have always responded quickly. I’ll always recommend! Reviewed on: 11th April 2026

Best banking branch, can’t fault the work they put i...

Best banking branch, can’t fault the work they put in to make banking easy Reviewed on: 11th April 2026

Simple set up and great display

Really simple to set up and the app display and information is super simple and clear so that you can understand it very quickly from when you first set it up. I transferred an ISA from a different company and moneybox did all the work for me. Reviewed on: 11th April 2026

Saving incentives

Using Moneybox has genuinely changed how my partner and I think about our money. Seeing real returns accumulate makes the next frugal decision feel worthwhile rather than like a sacrifice. Watching your money actually work is a better motivator than any budgeting spreadsheet. What Moneybox does particularly well is making progress visible. It keeps you aware of where you are, rewards consistency, and nudges you in the right direction without being overbearing. One thing that would make it even better — a joint savings account. For couples saving toward a shared goal, being able to contribute to and track one pot together would be a natural fit for everything the app already does well. Reviewed on: 11th April 2026

I LOVE IT

Moneybox is a super easy app to use and has multiple fantastic products. My favourite is the Lifetime ISA. It's simple and easy to use, as well as having a fantastic interest rate, including an additional percentage on top for the first year of opening the account. It very clearly says what you've paid in, what your allowance left is and when/if the government bonus is due. Not only that but they often offer competitions, where you get one entry per £100 you save per year. I also love the wealth area of the app, where it tells you how much money you could make in the next couple of years, assuming further deposits. I absolutely love this app and all the features it provides! Reviewed on: 11th April 2026

The best interest rate for a LISA

The best interest rate for a LISA which was the main reason why I transferred my LISA. The transfer was seamless and I was kept updated at all times. The app is very easy to use. Reviewed on: 11th April 2026

Since setting up an account with moneybox , I’ve fou...

Since setting up an account with moneybox , I’ve found it easy to navigate and easier to save money. The added top tips give great insight into how I can improve my spending and saving habits. It’s easy to keep track of money I’ve already saved and set goals for the future Reviewed on: 11th April 2026

It’s made it so much more easier to save using it

It’s made it so much more easier to save using Moneybox and wish I started using it sooner. Reviewed on: 11th April 2026

Intuitive and educational with lasting impact

Fantastic app, so intuitive and easy to use. Really helpful education section that helped me improve my financial literacy. Overall a great app that helps you beyond saving for a deposit, it teaches you tools you’ll use long after logging on for a few mins just to make a deposit. Reviewed on: 11th April 2026

Value for cash & easy to use

I’ve used other saving banks/apps before but nothing compares to money box. The value for you get of interest, the communication and reward scheme is great. The app is also user friendly and shows you how to see your goal and how to aim for it which i thinks personable and different to others on the market Reviewed on: 11th April 2026

Do you have a different Moneybox app product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Lifetime ISA
from Tembo Money 4.90 from 3142 reviews
Cash ISA
from Moneyfarm 4.89 from 307 reviews
Cash ISA
from NatWest 4.08 from 97 reviews

Want to see more from Moneybox app?

Junior ISA
from Moneybox app 4.98 from 22 reviews
Mortgages
from Moneybox app 4.97 from 93 reviews
Personal pension
from Moneybox app 4.94 from 237 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub