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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.96 (4926 reviews)

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4.95

Based on 4,926 reviews, last reviewed 30th Jun 2025

43% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

Great in-app experience! Great in-app experience, easy to use and pleasing to navigate. I like the info pop-ups, it's been useful to learn more to maximise my money as we appr... Read more Reviewed on: 30th June 2025

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (4926)

Great app, easy to use

Great app, easy to use and very visual with pictures and diagrams. Like the finance tips and advice Reviewed on: 5th February 2025

highly recommended!

I’ve always referred family and friends to Moneybox. One of the best for interest rates, excellent communication and the app is so easy to navigate. I love their unique features such as connecting two accounts so you can see your partners savings, and the milestones. I’d recommend to anyone who asks! Reviewed on: 5th February 2025

Really easy to make deposits

Really easy to make deposits with the ability to add direct debit. It is easy to message on the app if you require help and it offers great pieces of advice regarding mortgages. There are also so many different accounts if a Lifetime ISA is not the best suitable form of saving Reviewed on: 5th February 2025

Great app & functionality!

I have been using MoneyBox for a few years now, but I have recently started saving a bit more seriously. It is a great app ad the functionality is amazing! I would definitely recommend it. Reviewed on: 5th February 2025

Nice app that’s easy to use and good support.

Nice app that’s easy to use and good support. Reviewed on: 5th February 2025

Fantastic for enabling me to buy in the future.

Fantastic for enabling me to buy in the future. Easy to use and trustworthy Reviewed on: 5th February 2025

Made saving for a home easy

Love the app, they've made it really easy to save. Lots of helpful articles and the customer service people are really friendly! Reviewed on: 3rd February 2025

Moneybox Lifetime ISA

The Moneybox app is super easy to use when it comes to depositing funds and managing your accounts, but it goes a step further by providing guides and resources to help with the process of buying a home. The wealth chart on the Lifetime ISA is a great motivator as it helps to visualise progression towards your goal, and there's an option to add a house buying partner to the 'housemates savings' section to see your combined savings total. You can set up a direct debit to deposit funds weekly or monthly which is handy if you want to get into the habit of regular saving, although it's not necessary if you prefer to deposit as-and-when; the app allows for this, but you will still need an active direct debit instruction between Moneybox and your paying bank, which seems a bit odd at first. The interest rate has recently come down to 3.8% - not fantastic, but the 25% government bonus on your deposits means it's absolutely worth considering if you're looking to buy your first home. Moneybox is a great choice for this ISA if you're happy to move away from the bricks-and-mortar banks. Reviewed on: 3rd December 2024

Offer a competitive interest rate.

Offer a competitive interest rate. Communication is good and informative. Having to set up a direct debit to deposit money is a bit strange though. Reviewed on: 23rd November 2024

Very helpful

Very friendly customer service - somethings weren’t too clear in terms of logistics of receiving money but the team were super helpful Reviewed on: 14th October 2024

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