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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.96 (4926 reviews)

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4.95

Based on 4,926 reviews, last reviewed 30th Jun 2025

43% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

Great in-app experience! Great in-app experience, easy to use and pleasing to navigate. I like the info pop-ups, it's been useful to learn more to maximise my money as we appr... Read more Reviewed on: 30th June 2025

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (4926)

Amazing app, easy to use, good for beginners who wan...

Amazing app, easy to use, good for beginners who want to learn about saving and investing Reviewed on: 10th April 2024

Simple, helpful service.

Simple, helpful service. Very quick to respond with an app which is brilliant for being able to easily see how your savings are going, aswell as the next date for the government bonus. Reviewed on: 10th April 2024

Lifetime ISA

Great way to save for the future, and even get an additional interest bonus on top. Reviewed on: 10th April 2024

LISA Saving couldn't be easier!

I have been saving with Moneybox for over 3 years now with the Lifetime ISA and it couldn't be made easier. I feel like they are on my side, encouraging me to save, providing mortgage support etc. Only downside I would say is that after the initial promotional rate, it no longer becomes market leading and no incentive to stick with it. Reviewed on: 10th April 2024

Moneybox app was excellent, and help us buy our firs...

Moneybox app was excellent, and help us buy our first house. Reviewed on: 10th April 2024

Could be better

It is good that you cannot buy individual stocks in the Moneybox LISA instead there are a choice of funds to spread the risk. However, the range of funds are limited and Moneybox has some hidden fees by applying a fund markup. Reviewed on: 10th April 2024

I've invested the full amount and it seems to be int...

I've invested the full amount and it seems to be introducing new etfs whilst keeping a simplified ui for new investors Reviewed on: 10th April 2024

It’s a great experience investing with Moneybox!

It’s a great experience to invest with Moneybox as I have been with Moneybox for almost 3 years now and I am using this app for buying my first home in 2026. It’s also giving me a good interest and i love seeing my money grow year by year. This way I don’t have to worry too much about my home deposit and also save up for my house and get that extra 25% from the govt. Reviewed on: 9th April 2024

Moneybox offer great customer service

I’ve always had a really good experience with Moneybox. The app is really user friendly making deposits easy, quick and simple. If ever you need to reach someone, they have a handy in app feature to speak to a real person rather than a chatbot. Reviewed on: 9th April 2024

Good app

The app is very easy to use. The different accounts types, and products range are wide enough to get the most out of your investment Reviewed on: 9th April 2024

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