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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.94 (8184 reviews)

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4.94

Based on 8,184 reviews, last reviewed 18th Apr 2026

307500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Professionals and friendly Really friendly and professional people Reviewed on: 18th April 2026

Latest lowest rating:

2

Could be so much better but alternatives are limited The investment opportunities in the LISA are abysmal, they offer more in a standard isa I cant understand why the offer would be different between the... Read more Reviewed on: 16th April 2026

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (8184)

Easiest and most helpful way to save

I joined Moneybox after a recommendation a few years ago. I was never good with money and didn’t understand a lot of topics under savings and other financial investments. Moneybox has completely changed the way I approach my money and my future savings and spendings. Their app makes it so easy to find out more information in a simple way for a regular person who may not have the right knowledge when wanting to invest their money. I opened up a lifetime Isa around 2 years ago. I couldn’t believe the bonus that was offered from Moneybox. Over the first year I put £4000 into my lifetime Isa and Moneybox contributed £1000 plus interest which is unbelievable to those trying to save for their first home. That in itself made me want to see what other accounts I could open with Moneybox. I also opened a savings account and the interest rates are great. I had held off of opening a saving account with other banks purely as I didn’t have the right information to help me do that. Moneybox talks you through the steps and you are able to put in money automatically weekly so you don’t have to keep worrying about transferring it. Moneybox also sends regular emails and communication to keep customers involved in what is happening financially that week or if there has been any changes to the account. I find Moneybox the easiest form of banking I have ever used and would recommend it to people who are just starting to save money and are looking to buy a property and also to those who are slightly older and have already got a home and would like to use it for savings or stocks and shares. Reviewed on: 8th February 2023

Superb service

Everything is of top standard, clear, no trouble. I enjoy using the app as it is incredibly user-friendly. Moneybox LISA is a high-quality product I would recommend to my friends. Reviewed on: 8th February 2023

Easy to use app

So pleased to have found this app. Very easy to use and add money into my account. Reviewed on: 8th February 2023

Great app/online Bank service

I rave about MoneyBox, it’s something I wish was my brain child. The service from the team is outstanding and the app is easy to follow and use. I recommend highly Reviewed on: 8th February 2023

Moneybox were the difference between being able to afford my first house and not being able to afford my first house

Longest title ever. Moneybox and their lifetime ISA has been such a sort of too good to be true dynamic, but it’s been true. Easy app, super trustworthy, great advice from customer support, and wrinkle free withdrawal. Loved it and continue using my ISA for my pension now. Jake Reviewed on: 8th February 2023

Easy to navigate and helpful

Super easy to navigate app, the team are really helpful if you have enquiries. The app itself is very useful, providing tips and guides on how to manage your money as well as tools on mortgages, and a calculation on how long it will take to save for a deposit. Reviewed on: 8th February 2023

Simple and clear to use

Everything laid out nicely, seems clear both in the app and online as to how it all works. havent got to the point of withdrawing for a mortgage but online reviews seem promising. Reviewed on: 8th February 2023

Super customer centric product

Full clarity, and a super user friendly product that helped me to secure my first home. Thoroughly recommend. Reviewed on: 8th February 2023

An easy to use finance app

Setting up a lifetime ISA with moneybox was very straightforward. The app itself is easy to navigate and you have access to the analytics of the account. You can easily set up a direct debit into the account or you can just use one time payments as you choose. It is also great for learning about these different accounts and different types of investing, as there is an entire section in the app for learning. Reviewed on: 8th February 2023

Easy

Very easy to use app and helpful Reviewed on: 8th February 2023

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