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Moneybox app: Lifetime ISA reviews

4.81
Based on 9,303 reviews, last reviewed 4th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, well presented Very good interest on most ISAs. Easy to apply, easy to view progress. Not advertised that only on type of cash ISA is available. Reviewed on: 4th September 2026
Samuel D's avatar
Samuel D

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (9303)

Excellent service

5
World class service and simple to use Reviewed on: 8th February 2023

Best way to save for your first home!

5
This is by far the best and easiest way to save for your future. It's so easy! Set up a direct debit and your money just keeps building. Its a total win when you get 25% for free from the government. It's a great service with lots of information available. I recommend moneybox to everyone that will listen. Reviewed on: 8th February 2023

Really easy to use!

5
It was so easy to set up my lifetime isa and for the first time in my life I actually have savings! I have recommended the company/app to all my friends! Reviewed on: 8th February 2023

Easiest to use

5
It was super easy to set up my ISA and customer service was more than helpful when we had trouble with my details. They make everything clear and easy to understand within the app and send frequent update emails so I can stay in the loop. Reviewed on: 8th February 2023

Huge help to get on property ladder

5
Simple, easy to use and great way to save where you can’t dip in to it! Reviewed on: 8th February 2023

Moneybox for the Win

5
Moneybox provides its customers with a comprehensive and compelling experience. From expert advice to lessons on money and spending, Moneybox provides its customers with the financial freedom and independence its customers desire. There is an account suitable for everyone: Lifetime ISAs, Stocks and Shares, and a variety of saving pots are just some of the highlights that Moneybox offer. Quick, easy and hassle-free, Moneybox provides its customers with the tools to succeed with their finances. Moneybox is truly an inspiration and the future of personal finance. Reviewed on: 8th February 2023

Easy to access

5
User friendly, easy access, no difficulties, Clear communication. Reviewed on: 8th February 2023

Easy to use and free, friendly and quick service

5
Easy to use and free, friendly and quick service. App is set out and easy to navigate and used the use of your money/savings. Reviewed on: 8th February 2023

The best app, with the best rates

5
The app’s user interface is lovely and has worked flawlessly, it’s great to see my interest rate increase every so often, roughly in line with the BoE base rates. My one criticism is that I was unable to change my cash lifetime ISA to a S&S one, this was a shame Reviewed on: 8th February 2023

Good for saving

5
Takes out money when I request it. Shows when the addition of 25% from the government will happen Reviewed on: 8th February 2023

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